Mortgage Underwriter

ANGEL OAK COMPANIES • Atlanta, GA

1d

About The Position

Angel Oak Mortgage Solutions is seeking Mortgage Underwriters to join our team! We are looking for candidates able to work in the East Coast and West Coast! Principal Accountabilities: Reviewing all loan files for adherence to AOMS guidelines Responsible for issuance of all loan approvals and declinations in compliance with RESPA and ECOA measures Ensuring conditions on loans are in accordance with program and federal requirements; works with the broker to ensure all conditions are clear Working directly with the broker or correspondents Sole individual responsible for issuance of a file to close. Responsible for pipeline management to adhere to turn times and compliance requirements Coordinating resolution of any auditing deficiencies with Quality Assurance and Management Qualifications Minimum Qualifications: 5 years’ experience underwriting and in-depth knowledge of mortgage lending audit and credit procedures Working knowledge of conventional and government guidelines, as well as Federal and State compliance requirements Maintains professionalism in providing excellent service to our clients Able to problem-solve and discuss scenarios for the best overall client experience Ability to manage pipeline daily while meeting monthly production and quality goals Strong written and verbal communication skills preferred Fraud Detection Preferred: Manual underwriting experience preferred Previous Sub-Prime experience Wholesale experience NOTE: These statements are intended to describe the general nature and level of work involved for this job. It is not an exhaustive list of all responsibilities, duties, and skills required of this job. Angel Oak Mortgage Solutions provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. All applicants must be legally authorized to work in the US without company sponsorship. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.

Requirements

• 5 years’ experience underwriting and in-depth knowledge of mortgage lending audit and credit procedures
• Working knowledge of conventional and government guidelines, as well as Federal and State compliance requirements
• Maintains professionalism in providing excellent service to our clients
• Able to problem-solve and discuss scenarios for the best overall client experience
• Ability to manage pipeline daily while meeting monthly production and quality goals
• Strong written and verbal communication skills preferred
• Fraud Detection

Nice To Haves

• Manual underwriting experience preferred
• Previous Sub-Prime experience
• Wholesale experience

Responsibilities

• Reviewing all loan files for adherence to AOMS guidelines
• Responsible for issuance of all loan approvals and declinations in compliance with RESPA and ECOA measures
• Ensuring conditions on loans are in accordance with program and federal requirements
• Works with the broker to ensure all conditions are clear
• Working directly with the broker or correspondents
• Sole individual responsible for issuance of a file to close.
• Responsible for pipeline management to adhere to turn times and compliance requirements
• Coordinating resolution of any auditing deficiencies with Quality Assurance and Management

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed