Hedging Sales

SouthState Bank•Atlanta, GA

6d•Hybrid

About The Position

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here! SUMMARY/OBJECTIVES It is the responsibility of the Junior Hedging Salesperson to take ownership of all tasks and challenges that they encounter in the operation of their assigned position. This position is responsible for, but not limited to, selling structured derivative products to community banks and SouthState Bank customers. The position may require extensive travel in the covered states. Candidates should also have experience in credit and documentation review, commercial and real estate lending, and marketing and sales. This role will require thorough and accurate legal documentation review, understanding of financial statements and spreadsheets, preparing marketing material, assessing proper loan structures, identifying exceptions to policy, and interaction with commercial lenders and borrowers.

Requirements

Must be able to travel by car
Proficient with Microsoft Office Word, Excel, Outlook, and other software that might be utilized in the department
Ability to use the computer efficiently and the capacity to learn new software programs as they are rolled out by the Bank
Must have good knowledge of business English, including spelling and punctuation
Must possess basic English language skills in order to write and speak clearly, and effectively with coworkers and customers
Must be well-organized, accurate, and attentive to detail
Must be cooperative and willing to assist coworkers and customers on a regular basis
Must have effective listening skills demonstrated by the ability to listen to others talk (without interruption), understand them, and then propose solutions or make contributions based on the points made by others
Must possess excellent multi-tasking skills and be able to function well under pressure
Must be able to remain composed under pressure and respond to customer and coworker concerns regularly
Must have a keen eye for detail and follow instructions to the letter
Must be patient and willing to help others in solving problems while maintaining a positive attitude at all times
Requires Bachelor’s Degree
Telecommuting roles no matter if hybrid or 100% full time telecommuting must have a secure home office environment that is free from background noise and distractions.
They must also have a reliable private internet connection that is not supplied by use of cellular data (hot spot).
Cable or fiber connections are preferred.
Requirements are subject to change, as new systems and technology is delivered.

Nice To Haves

Five to seven years prior experience preferred
None

Responsibilities

Sell structured derivatives to community banks and to SouthState Bank customers.
Review credit underwriting memorandums and understand loan structure, credit quality, and credit history of potential hedge customers
Review and understand spreadsheets of borrower financial statements, and work with commercial lenders to approve hedge proposals
Draft marketing materials for review by commercial lenders and borrowers
Partner with commercial lenders to sell hedging solutions
Research and analyze financial data, interpret, and prepare reports of financial position with recommendations to commercial lenders and borrowers
Communicate closely with colleagues regarding client interaction and the sales pipelines
Ensure the accuracy of hedge documentation and that closings are timely and accurate
Consistently communicate directly with customers and colleagues
Undertake special projects related to job function as determined by the senior sales team
Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.