Junior Credit Analyst

BANK OF FRANKEWING LLC • Pulaski, TN

1d

About The Position

Bank of Frankewing has been a trusted local financial resource, proudly serving our community with integrity and dedication. As a family-oriented institution, we prioritize building long-lasting relationships and creating a supportive work environment for our employees. With a legacy of service and commitment, we continue to provide personalized banking solutions that meet the needs of our customers and offer a great place to grow your career. We’re seeking a ROCKSTAR Junior Credit Analyst to join our team and help assess and manage the credit risk for our bank. If you have a keen eye for detail, enjoy diving deep into financial data, and thrive in an environment where accuracy and critical thinking are key, we want YOU to be a part of our team!

Requirements

• 2+ years of experience in credit analysis, lending, or a similar role, preferably in a banking environment.
• Bachelor’s degree in Finance, Accounting, Business, or related field preferred, but not required with experience.
• Knowledge of credit analysis, financial statements, and loan documentation.
• Strong understanding of regulatory requirements and risk management practices.
• Proficiency in financial modeling, credit analysis software, and Microsoft Office Suite.
• Exceptional analytical and problem-solving skills with the ability to interpret complex data.
• Detail-oriented, with a high degree of accuracy in analysis and reporting.
• Strong communication skills with the ability to explain complex financial data clearly to non-financial stakeholders.
• Collaborative, proactive, and solutions-driven.
• Trustworthy, with the ability to handle sensitive financial information with discretion.

Nice To Haves

• Relevant certifications (e.g., Credit Risk Certification) are a plus.

Responsibilities

• Analysis of credit risk for loan applications, providing recommendations to senior management.
• Perform detailed credit analysis, including financial statement reviews, market trends, and creditworthiness of potential borrowers.
• Ensure compliance with all regulatory standards and internal credit policies.
• Monitor the performance of the loan portfolio and provide early warning on potential risks or emerging issues.
• Prepare comprehensive credit reports for senior leadership and board review.
• Work closely with loan officers to evaluate new and existing loan applications.
• Offer strategic guidance to lending teams on risk mitigation and portfolio performance.
• Provide advice and recommendations to management on credit policies and procedures.
• Foster a collaborative environment within the credit department to ensure high performance and accountability.
• Actively contribute to the ongoing development of credit processes and policies to enhance efficiency and minimize risk.

Benefits

• Be part of a mission-driven organization that makes a difference.
• Work alongside dynamic leaders and visionary board members.
• Enjoy opportunities for professional growth and development.
• Join a trusted, community-oriented institution with a legacy of 103 years in banking.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level