Jr Loan Officer

Cornerstone Home Lending • Medford, OR

3d

About The Position

Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique
national home lender with a reputation of amazing service, customer
satisfaction, on-time closings, employee retention, and happiness. We employ
people who are passionately committed to Cornerstone’s Mission, Vision & Core
Convictions. Our brand is known for on-time closings - a key core conviction of
Cornerstone. We have successfully navigated our company through many industry
cycles and changes in regulations.

We honor
God
by using our talents to make a
positive difference
in the lives of
our Team Members, Clients, Shareholders, Communities, and the People who provide
services to us.

Who we are looking
for:

We are looking for an experienced Licensed Loan Officer, who will bring
enthusiasm, attention to detail, and a servant heart to our team of top-tier
mortgage professionals. This professional will work in a tight-knit,
goal-oriented team where our Customers and Referral Partners can rely on them to
ensure an accurate and timely closing process. The Licensed Loan Officer’s
primary function is the promotion and sale of Company loan products and services
to potential customers.

Requirements

• Minimum 2 years of experience in the mortgage industry with a clear understanding of residential mortgage loan process from application through fulfillment -or- Bachelor’s degree or equivalent preferred
• Must be appropriately licensed (or be able to gain license within 60 days of start date) by the applicable regulator in each state in which he/she does licensee activities
• Excellent communication skills required
• Strong organizational, problem-solving, and analytical skills required

Responsibilities

• Provide excellent customer service
• Manage client relationships and identify client service and sales needs
• Respond to customer inquiries and referrals that are generated from your contacts
• Conduct interviews with prospective borrowers in order to analyze financial and credit data
• Marketing, promoting, and selling Company’s loan products
• Negotiate rates and terms
• Define and manage customer loan process expectations
• Monitor and manage workflow to ensure timely closing
• Maintain product knowledge and stay up to date on changes to market conditions
• Comply with all applicable laws and regulations released to residential mortgage lending

Benefits

• competitive salary
• a full benefits package
• the potential for a performance-based bonus

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 1-10 employees