MH Jr. Credit Manager

First Bank Online•Knoxville, TN

38d

About The Position

FirstBank is seeking qualified applicants to fill our Junior Credit Manager Position which represents the bank in our Specialty Lending Division. This position works directly with our Lead Underwriter and is responsible for everything from initial application submission through the request for closing documents.

Requirements

High school diploma or equivalent; college degree in accounting or finance preferred
Knowledgeable of Regulatory Requirements and capable of adhering to internal Underwriting Guidelines
Proven ability to accurately analyze credit reports, calculate income, and determine ability to repay
Strong Microsoft Computer Skills - Microsoft Word, Excel, PowerPoint, Outlook
Have strong organizational, multi-tasking, and problem-solving skills.
This position does interact with clients and external vendors, so candidate should possess proper phone etiquette and handle different personalities well.
Must have excellent relationship building skills and have an approachable personality to be successful in contributing to our team.
This position requires the individual to be both self-motivated and accountable for daily workload
Excellent Written Communication - Able to write concise clear letters, reports, and emails.
Relationship Building - Able to establish and maintain a good rapport and cooperative relationship with clients and co-workers.
Detail Oriented - Able to pay meticulous attention to all aspects of a situation or task.
Reliability - Must be dependable and trustworthy.
Accuracy - Typing skills are a must. Work is correct and error free and within company regulation policies and guidelines.
Respectful demeanor toward other associates and managers that promotes a positive and professional work environment.
Understand and comply with bank policy, laws, regulations as applicable to your job duties. This includes but is not limited to; complete compliance training and adhere to internal procedures and controls; report any known violations of compliance policy, laws, or regulations and report any suspicious customer and/or account activity.

Responsibilities

Monitoring distribution lists
Reviewing and processing loan applications
Pulling credit reports
Entering customer data into electronic databases
Analyzing credit history and financial information
Completing income calculations
Performing credit decisions, communicating credit decision to the client
Mailing appropriate disclosures, and stipulating for and clearing credit conditions
Individual may also be assigned special projects/tasks as may be deemed necessary
This position is also responsible for updating and maintaining spreadsheets