Internal Audit Senior Manager

Coastal•Madison, MS

About The Position

Coastal is at the forefront of modern banking, combining strong financial infrastructure with cutting-edge Banking-as-a-Service (BaaS) and fintech enablement strategies. We support not only individuals with their personal banking needs; we also empower businesses by integrating modern banking technology that drives growth, flexibility, and innovation. At Coastal, we think and move like entrepreneurs; focused on impact, speed, and continuous improvement. We believe in working smart, collaborating deeply, and building solutions that unlock real potential. If you're someone who thrives in a fast-moving environment, loves solving complex problems, and wants to help shape the future of banking, we’d love to meet you. The Chief Audit Executive is looking to build out the Bank’s Internal Audit team. This is an immersive, fast-paced role, giving you the opportunity to work with recognized experts in their field, both within Internal Audit and across the Bank. As an experienced Auditor, you will be responsible for the execution of the operational and regulatory audit plan and providing support to Internal Audit leadership. Through well-developed relationships with Senior Management and ongoing business monitoring activities, the Senior Manager assists in the development a comprehensive, dynamic audit plan, and directs the implementation and completion of the plan while maintaining responsibility for the overall quality of audit work performed. The role requires a candidate with significant experience in the financial services industry who have strong leadership skills and can work in a fast-paced and collaborative team environment.

Requirements

Strong risk management experience, including performing assessments and audits.
Excellent leadership abilities, decision making, and critical thinking skills.
Pro-active, high energy / relentless and with a strong team-focused attitude.
Strong verbal and written communication skills with the ability to effectively communicate with Senior Management and other stakeholders and partners to establish appropriate remediation efforts.
Communicate with impact; ability to state risks and issues concisely and articulate the impact in a structured manner (both verbally and written).
Demonstrate the ability to collaborate, compromise and be empathetic while building effective relationships with both the IA team and the larger organization.
Ability to represent the IA department and interacting professionally and competently with all levels of company staff.
Excellent analytical skills, showing ability to assess risk and controls.
Ability to organize, coordinate team members, and prioritize multiple projects while meeting deadlines with minimal direct supervision.
Ability to exercise independence of judgement and autonomy.
Ability to remain flexible and adapt to changes in the audit plan, projects and / or needs of the team.
Ability to navigate through ambiguity / grey thinking and accept ownership and accountability of the process and deliver on commitments.
Bachelor’s/University degree (Master’s preferred) in Finance, Accounting, Business, Economics or related field.
7+ years of related professional experience in Compliance Internal Audit in financial services and at a minimum 5+ years in a compliance Internal Audit role within banking or fintech.
3+ years of experience leading audits or auditors.
Appropriate professional certification, such as, but not limited to, CIA, CRCM, CAMS etc.

Responsibilities

Establish and manage a comprehensive, dynamic audit assurance program for assigned business units (BU). Supervise and coordinate audit activities to ensure all assigned responsibilities are performed in a high-quality manner and on a timely basis.
Assume responsibility for the overall coordination and successful completion of a dynamic audit plan for assigned business units.
Proactively develop and maintain mutually beneficial working relationships with Senior Management of the assigned BUs.
Participate in the planning, scoping and execution of audit activities within the framework established by the department's policies and audit methodology.
Comprehensively analyze assigned business unit’s existing processes, and controls to determine the adequacy of the design and operating effectiveness of internal controls. Ensure compliance with laws, regulations, and corporate policies. Identify and evaluate risks present in business unit coverage areas.
Review and approve audit reports, ensuring they are accurate, clear, concise, and relevant such that recipients readily understand issues and risks.
Interpret the significance of audit findings and make practical recommendations.
Serve as a subject matter expert for assigned BUs, and continually monitor trends and developments in the auditing profession and banking industry.
Ensure FDICIA/Sarbanes-Oxley 404 internal control documentation is updated, and the related test work is completed. Summarizes control deficiencies and appropriately communicates to management to ensure proper remediation..

Benefits

Medical Coverage: Choose from three competitive medical plans to find the coverage that best fits your needs and lifestyle.
Health Savings Account (HSA): Available with eligible medical plans, offering tax advantages and employer contributions.
Flexible Spending Accounts (FSA): Options for healthcare and dependent care expenses to help you save on out-of-pocket costs.
Dental and Vision Insurance: Plans to keep you and your family smiling and seeing clearly.
Life Insurance: Company-paid basic life insurance with options to purchase additional coverage for yourself and your dependents.
Long-Term /Short-Term Disability (LTD): Income protection in the event of a long-term illness or injury.
Supplemental Benefits: Including Hospital Indemnity, Accident Insurance, and Critical Illness coverage to provide extra financial support when you need it most.
401(k) Retirement Plan: A competitive retirement savings plan with company matching to help you plan for the future.
Paid Time Off: Generous vacation and sick leave policies to support your time away from work.
Holidays: Enjoy 11 paid holidays throughout the year.