Intern

First Savings Bank • Sturgis, SD

285d • Onsite

About The Position

We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we built and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest. Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience. Our values include Passion, Commitment, Leadership, and Community.

Requirements

• Pursuing BS degree in Business Administration, Finance, Accounting or related field required.
• Experience analyzing customer credit preferred, but not required.
• Ability to analyze cash flows, leverage, collateral and customer strength.

Responsibilities

• Conduct routine bank transactions within time limits and established guidelines (cash checks, accept deposits and loan payments, process withdrawals, etc).
• Evaluate Clients' credit and financial statements to determine degree of risk involved in providing a loan.
• Prepare reports and present findings to make a recommendation on whether the loan should move forward.
• Confer with credit associations and references to gather credit information.
• Evaluate the financial status of applicants by producing financial ratios, trends, and cash flow analysis and create future projections.
• Routinely monitor loans to ensure they maintain compliance.
• Adhere to all company credit policies and guidelines established by the bank.
• Other duties as assigned.

Benefits

• Health Insurance
• Dental Insurance
• Vision Insurance
• Paid Vacation, Sick, and Holiday time
• A competitive 6% 401k match
• And more!

What This Job Offers

• Job Type: Part-time
• Career Level: Intern
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree