Intern
About The Position
Interns assist the company with tasks set out by the Credit Administration and Lending departments. Under general supervision, but according to established policies and procedures, assist loan officers with loan analysis. Develop and analyze all types of credit information pertaining to diversified types of loans including financial spreadsheets, trend analysis and written loan overviews. Work as a team with other Loan Assistants to assist all Loan Officers in gathering information required for Consumer, Commercial, Oil & gas, and Real Estate loan applications.
Requirements
- A final year student or recent graduate.
- Positive attitude, strong work ethic, and team player attitude.
- Internally driven to succeed with the ability to work independently while maintaining a team mentality.
- Excellent financial analytical skills with sound judgment and decision making abilities.
- Strong communication skills to effectively convey information with people outside the organization, representing the organization to customers, the public, government, and other external sources. This information can be exchanged in person, in writing, or by telephone or e-mail.
- Ability to adapt to technology changes and apply new knowledge to responsibilities.
- Strong ability to take on and manage requests to maintain a consistent work flow, work well under pressure, multi-task exceptionally, produce quality work within a narrow window of time, and learn and adapt to varied and added responsibilities.
Responsibilities
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Request and obtain loan request information and documentation from commercial lenders and lending assistants.
- Analyze and interpret loan related documentation, data, and ratios on new, renewal, and existing loans, including data provided by clients, credit bureaus, the Federal government, and other third-parties.
- Prepare spreadsheets, reports, and summaries to present opinions and analysis to senior lenders and bank management.
- Inform management of any credit deterioration risk or ethical issues.
- Complete loan applications, including credit analyses and summaries of loan requests, and submit to Financial Risk Manager for review and approval.
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What This Job Offers
Career Level
Intern
Education Level
Associate degree
Number of Employees
51-100 employees
