Intern - Credit Analyst

Gulf Coast Bank & Trust • Metairie, LA

2h

About The Position

This position is part of the Summer Internship Program, which is scheduled to run from, Wednesday, May 27th through Friday, July 31st, potentially extending through mid-August based on the decision of the hiring manager and department. Candidates must be available for the full duration of the program to ensure a consistent and meaningful learning experience.

The Credit Analyst Intern will perform a variety of duties to support the company in the determination of the customer’s credit worthiness. The intern will participate in analyzing current credit data and financial statements of individuals and/or firms to determine the degree of risk involved in extending credit or lending money. Additionally, the intern will prepare reports with this credit information for use in guiding the decision-making process.

Requirements

• Minimum preferred cumulative GPA of 3.0.
• Currently pursuing a Bachelor’s degree or Master’s degree.
• Business Majors preferred.
• Be a highly motivated self-starter who takes initiative.
• Demonstrates strong analytical and problem-solving skills.
• Possesses critical thinking, communication, and teamwork skills.
• Authorized to work in the U.S. on a permanent basis. Please note, Gulf Coast Bank & Trust will not provide any assistance or sign any documentation to support immigration sponsorship or benefit including but not limited to optional practical training (OPT) or curricular practical training (CPT).
• Ability to travel if required to perform the essential job functions.
• Ability to work under stress and meet deadlines.
• Ability to read and interpret a document if required to perform the essential job functions.
• Prolonged periods of sitting at a desk and working on a computer may be required.
• Ability to lift/move/carry approximately 15 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division any “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.

Nice To Haves

• Business Majors preferred.

Responsibilities

• Ensures applications are accurate and complete.
• Participates in analyzing credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
• Assists in generating financial ratios, using computer programs, to evaluate customers’ financial status.
• Prepare reports that include the degree of risk involved in extending credit or lending money.
• Complete credit analyses and summaries of loan requests and submit to the commercial lender.
• Performs other duties and special projects as needed.

What This Job Offers

• Career Level: Intern