About The Position

As an Inside Property Adjuster within the Property Central Specialty Office, you will provide exceptional service to policyholders by working remotely from your home office. Your primary responsibilities include virtually inspecting damages, investigating coverage, preparing estimates, and settling insurance claims promptly and accurately. You will interact with customers, contractors, and vendors using various software platforms like Xactimate and ClaimsX Video Collaboration, communicating through voice calls, email, and text messages. This role requires you to embody several key functions: a Customer Service Expert who is compassionate, clear, and a committed partner in each Property claim, leading with empathy; an Investigator who confidently and independently reviews damage and interprets policies to determine coverage; an Effective Communicator who uses various channels to guide customers through the claims process; a Negotiator who evaluates and settles claims with various parties according to legal and business standards, handling complex situations; a Problem Solver who utilizes multiple tools and critical thinking in a fast-paced environment; and a Recorder who ensures financial protection by executing policy agreements and maintaining timely, accurate documentation in a claims system.

Requirements

  • Willingness to work some weekends and extended hours if necessary.
  • Ability to secure an adjuster and/or an appraiser license within 60 days of hire if required by your office/area.
  • Must be willing to submit to a background investigation.

Nice To Haves

  • 1+ years of previous customer service experience.
  • Previous Property Inside Adjusting experience.
  • Proficiency in using Xactimate and other relevant software for virtual assessments.
  • Ability to assess property damages and accurately determine claim coverage.
  • Excellent negotiation and communication skills to interact with customers and stakeholders remotely.
  • Ability to work independently and manage time efficiently in a virtual work environment.
  • Detail-oriented and organized, with a focus on delivering high-quality and efficient claim resolutions.

Responsibilities

  • Provide exceptional service to policyholders.
  • Virtually inspect damages.
  • Investigate coverage.
  • Prepare estimates.
  • Settle insurance claims promptly and accurately.
  • Interact with customers, contractors, and vendors through various software platforms such as Xactimate and ClaimsX Video Collaboration.
  • Communicate through voice calls, email, and text messages.
  • Live into Allstate’s Claims Culture by caring, empowering, and restoring, being compassionate, clear, and a committed partner in each Property claim.
  • Lead with empathy.
  • Confidently and independently investigate property claims by performing detailed reviews of damage and interpreting policies to determine coverage.
  • Use phone, emails and sometimes even video chat with customers to help them through a fast, fair, and easy claims process.
  • Incorporate a specific approach to claim handling to offer the customer their preference of communication to efficiently discuss their claim needs and keep them updated on the claim progress.
  • Evaluate and negotiate claims settlements with customers, vendors, third party carriers and claimants, in accordance with all legal and business standard methodologies.
  • Incorporate tactics in handling challenging and complex situations during negotiations.
  • Utilize multiple tools to get the job done in a fast-paced environment, including estimate tools, job aids, and additional settlement platforms, all while using sharp critical thinking skills.
  • Protect the company financially by executing policies along policy agreements.
  • Keep a clear record of your work in a claims system.
  • Ensure timely and accurate documentation is completed as you work on each claim.

Benefits

  • Opportunity to take your skills and push them to the next level.
  • Opportunity to challenge the status quo.
  • Opportunity to shape the future of protection while supporting causes that mean the most to you.
  • Being part of a winning team making a meaningful impact.
  • An environment that fosters innovative thinking where you’ll be able to explore your ideas and feel proud of the work you do.
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