Indirect Auto Underwriter

TEKsystems•Centennial, CO

9d•$27 - $29•Remote

About The Position

We’re seeking a detail-oriented and relationship-driven Indirect Auto Loan Underwriter to join our remote team. In this role, you’ll be the critical link between dealerships and credit unions, evaluating loan applications and negotiating terms to ensure successful funding outcomes.

Requirements

Must reside in one of the following states: Colorado, Illinois, Wyoming, Texas, Arizona, Florida, Washington, Georgia, Virginia, or Hawaii
Be able to work weekends and 12pm - 9pm MT shift
Experience breaking down credit bureau reports
Experience with income calculations
Experience making a final decision on credit approvals
Strong understanding of loan to value ratio and debt to income ratio
Must have experience with at least 1 of the following systems: L360 or Cuddle, Ideal, Keystone Correlation, LBQ /Meridian Link

Responsibilities

Log into ADP daily to manage and prioritize loan files from oldest to newest.
Review dealer and credit union queues, analyze loan-to-value ratios, and assess borrower credit criteria.
Utilize systems including Temenos, Keystone Correlation, arcOS, L360, Meridian Link, and Excel to process and document applications.
Communicate with credit unions to gather additional information and finalize decisions (approve, reject, or request more data).
Enter detailed borrower notes and follow up with dealers and credit unions to ensure smooth processing.
Develop strong relationships with credit union representatives to negotiate favorable loan terms.
Render decisions within underwriting criteria and approval limits, documenting rationale clearly.
Evaluate second-look requests and follow up on approved applications to maximize funding ratios.
Track and document all inbound/outbound communications and ensure complete loan packages are sent for final funding.
Monitor dealer productivity and support efforts to improve look-to-book ratios.
Contribute to departmental goals including turnaround times and loan volume.
Support operations teams with processing, funding, compliance, and special projects.