ICG Credit Analyst – ACH Soft Dollar

U.S. Bank • Los Angeles, CA

10h

About The Position

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. Job Description Supports Relationship Managers and Portfolio Managers to manage an assigned portfolio of Automated Clearing House (ACH) and Daylight Overdraft (DOD) customer relationships. Responsibilities will include but are not limited to: Overseeing accurate and consistent financial statements spreads, Annual Reviews and Modifications, and ongoing customer monitoring in accordance with bank spreading standards and credit policies. Analyzing financial data and preparing comprehensive written analyses, analyzing portfolio credit quality, and other tasks related to the Credit Approval Process.

Requirements

• Bachelor's degree, or equivalent work experience
• Three to five years of experience in a finance/analytical related role

Nice To Haves

• Background in economics, accounting, and/or finance and ability to apply knowledge in those areas to understanding the overall lending and business environment
• Effective analytical and technical report writing skills
• Effective verbal and written communication skills
• Ability to work independently performing financial analyses as a first line of defense and communicate potential issues
• Ability to execute straight forward credit requests for existing clients, author credit analyses and work with Credit Approvers within the bank
• Ability to independently participate in client bank meetings if necessary

Responsibilities

• Overseeing accurate and consistent financial statements spreads, Annual Reviews and Modifications, and ongoing customer monitoring in accordance with bank spreading standards and credit policies.
• Analyzing financial data and preparing comprehensive written analyses, analyzing portfolio credit quality, and other tasks related to the Credit Approval Process.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level