Home Mortgage Retail Underwriter Senior Specialist
About The Position
As the HM Retail Underwriter Senior Specialist , you will be responsible for providing a lean decision based on an individual’s credit history, financial position and strength of collateral. Solid understanding of multiple product lines – may include government products and conventional. Primary responsibilities include Complete thorough Review analysis of Loan files to determine compliance with various company and external guidelines. Review and clear conditions. Respond to post closing and audit reviews in a timely manner. Complete all data entry into loan tracking systems. Communicate to sales and processing through calls and emails related to Loan products, underwriting guidelines, loan scenarios and file statuses
Requirements
- 5+ years of solid experience including Portfolio Underwriting /Jumbo Underwriting
- Ability to Analyze a complex income and asset profile
- Experience using Automated Underwriting Systems
- Self-directed with excellent time management skills
- Experienced as Delegated Underwriter with all approved MI companies
- Ability to analyze and evaluate sophisticated income documentation
- Outstanding written and verbal communication skills
- Desire to work in a production environment
- Proficiency in Word and Excel
Nice To Haves
- BA/BS degree preferred or equivalent experience in underwriting/mortgage banking preferred
- Direct Endorsement Certification preferred
- VA LAPP approval preferred
Responsibilities
- Complete thorough Review analysis of Loan files to determine compliance with various company and external guidelines
- Review and clear conditions
- Respond to post closing and audit reviews in a timely manner
- Complete all data entry into loan tracking systems
- Communicate to sales and processing through calls and emails related to Loan products, underwriting guidelines, loan scenarios and file statuses
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Number of Employees
5,001-10,000 employees
