Home Loan Specialist II

TEKsystemsMoorpark, CA
2d$26 - $26Onsite

About The Position

We are seeking a detail-oriented, self-starting professional to join our team as a Home Loan Specialist I, with a focus on Income Analysis and Loan Processing. This entry-level role supports various business channels and plays a key part in ensuring efficient loan operations and exceptional customer service. The ideal candidate will be comfortable analyzing income types—including financial, rental, business, and military—and ensuring compliance with investor and regulatory guidelines.

Requirements

  • Prior experience in accounting, finance, or customer service is a plus
  • Strong understanding of loan processing and investor guidelines
  • Excellent analytical skills, especially in assessing DTI and LTV ratios
  • Proven track record of delivering accurate work in a fast-paced environment
  • Strong critical thinking, problem-solving, and time management skills
  • General understanding of applicable federal, state, and local regulations
  • Financial services or mortgage industry experience preferred

Responsibilities

  • Perform routine data entry and validation tasks
  • Initiate third-party orders (title, appraisal, hazard, flood certification, credit, etc.)
  • Review and validate loan documents for accuracy and completeness
  • Handle routine inquiries via phone, email, and chat
  • Assign and distribute workloads across the team
  • Evaluate and process loan applications, ensuring all conditions are met
  • Pause processing when credit or documentation issues arise
  • Rework loan files to meet investor guidelines, including DTI and LTV requirements

Benefits

  • Medical, dental & vision
  • Critical Illness, Accident, and Hospital
  • 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
  • Life Insurance (Voluntary Life & AD&D for the employee and dependents)
  • Short and long-term disability
  • Health Spending Account (HSA)
  • Transportation benefits
  • Employee Assistance Program
  • Time Off/Leave (PTO, Vacation or Sick Leave)

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What This Job Offers

Career Level

Entry Level

Education Level

No Education Listed

Number of Employees

5,001-10,000 employees

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