Home Lending Title Review Specialist

KeyBank•Brooklyn, OH

16d•$20 - $31

About The Position

The Home Lending Title Review Specialist is responsible for conducting thorough reviews of property titles, identifying any issues or discrepancies, and taking proactive steps to resolve. In this role it is important to ensure internal and external customer service expectations are exceedingly satisfied. Collaboration with attorneys, Title agents, and internal partners to gather needed information timely is necessary. Maintaining accurate records and documentation of all title curative activities is imperative. Knowledge of the residential mortgage loan process and associated documentation, with a strong understanding of regulations and laws, is critical for success in this position.

Requirements

High School Diploma or equivalent work experience (required)
3+ years Home Lending or Legal Assistance experience (required)
Strong math and analytical skills
Working knowledge of real estate title concept.
Excellent problem solving and analytical skills.
Excellent customer service skills.
Ability to work in an accurate, detail-oriented and highly productive manner.
Ability to communicate professionally, both verbally and in writing.
Intermediate skills in Microsoft Suite – Word, Excel, etc.
Ability to compose letters, outlines, memoranda, and basic reports and/or to orally communicate technical information.
Experience in curative title.
Comprehension of title exam work.
Collaboration
Critical Thinking
Problem Solving
Business Acumen
Oral & Written Communication
Risk Management

Responsibilities

Ensure all title reviews adhere to federal, state, and local regulations (e.g., RESPA, TILA) and internal policies.
Stay updated on changes to regulations and industry standards that impact title review processes.
Research and analyze legal documents, such as deeds, mortgages, judgments, liens, Surveys, covenants and restrictions, to identify potential issues and correct title defects.
Request and review necessary documentation to correct title deficiencies, such as affidavits, quitclaim deeds, and corrective instruments.
Collaborate with title examiners, underwriters, processors, and attorneys to settle complex title issues efficiently.
Verify property address, legal descriptions, parcels, ownership and vesting information match across all relevant documents.
Resolve any issues such as missing information, incomplete, inaccurate or contradictory information contained in the title documentation.
Maintain accurate and organized records of title reviews, findings, and communications.
Ensure all documentation is properly stored in the loan file and/or document management system.
Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice
Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key’s clients and Key.