HELOC Loan Processor
About The Position
Position Purpose and Objectives - This position is responsible for delivering high-quality customer service to members throughout the loan process, including 1st Mortgages, Home Equity Loans, Home Equity Lines of Credit (HELOC), and Home Improvement Loans. The Mortgage Loan Processor ensures loans are processed accurately and within required timelines while maintaining open communication with members and branch personnel. - The role includes reviewing loan conditions (e.g., appraisal, title, flood certifications, income verification) to ensure compliance with Texans Credit Union policies and all state and federal regulations. Additionally, the employee is responsible for preparing and distributing initial disclosures within required timeframes, preparing closing documents, and coordinating loan closings.
Requirements
- loan origination system
- Loans
- first purchase
- home equity
- home loan
- Looking for 3 years of true processing experience
Nice To Haves
- First purchase and equity loan experience a plus
Responsibilities
- Conduct comprehensive review and analysis of loan files, including:
- 1st Mortgages
- Home Equity Loans
- Home Equity Lines of Credit (HELOC)
- Prepare and distribute preliminary loan disclosures in compliance with federal guidelines
- Prepare and distribute loan closing documents
- Schedule and coordinate loan closing appointments
- Proactively manage loan pipeline and workflow
- Complete the loan funding process
- Provide first-level escalation support
- Perform additional duties as assigned
Benefits
- Medical, dental & vision
- Critical Illness, Accident, and Hospital
- 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
- Life Insurance (Voluntary Life & AD&D for the employee and dependents)
- Short and long-term disability
- Health Spending Account (HSA)
- Transportation benefits
- Employee Assistance Program
- Time Off/Leave (PTO, Vacation or Sick Leave)
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What This Job Offers
Career Level
Mid Level
Education Level
No Education Listed
Number of Employees
501-1,000 employees
