Head of Treasury

N3XT

1d•Remote

About The Position

n3xt is a dynamic and rapidly growing fintech bank revolutionizing the payment space. We foster a collaborative, agile and results-oriented environment where talented individuals can make a significant impact. We are seeking a highly motivated and experienced Head of Treasury to join our finance team. Reporting directly to the Chief Financial Officer, the Head of Treasury is a critical, senior role responsible for managing and safeguarding the Bank’s liquidity and investment portfolio, maintaining compliance with regulatory standards, and contributing to the overall health of the company. The ideal candidate will possess strong analytical skills, a deep understanding of treasury and liquidity management and banking regulations.

Requirements

Bachelor's degree in Accounting, Finance, or a related field.
Minimum of 8+ years of progressive experience in corporate treasury, banking or financial risk management, preferably within a fintech environment.
Experience working within a regulated financial institution (e.g., bank, trust company, broker-dealer).
Exceptional financial modeling and forecasting skills with the ability to convey complex treasury management strategies to both technical and non-technical stakeholders.
Excellent analytical, critical thinking, and problem-solving skills with a strong attention to detail and accuracy.
Excellent communication (both written and verbal) and interpersonal skills.
Ability to thrive in a fast-paced, dynamic, and rapidly changing environment.
Strong attention to detail and a commitment to accuracy and integrity.

Nice To Haves

CFA and/or Certified Treasury Professional is preferred.
Experience with regulatory reporting for financial institutions.
Familiarity with data analytics tools.
Experience in a startup or high-growth environment.

Responsibilities

Cash Flow and Forecasting: Develop and maintain daily, weekly, and long-term cash flow forecasts to ensure operational liquidity for customer deposits.
Investment Portfolio: Management of the investment portfolio to ensure availability of funds and interest rate optimization.
Payment Infrastructure: Manage the Bank’s access to and use of critical payment systems.
Financial Risk: Identify, measure and manage financial risks, including liquidity risk and interest rate risk.
Investment Policy: Execute short-term investment strategies for surplus cash, maintaining a highly liquid, low-risk portfolio strictly aligned with regulatory guidelines.
Regulatory Controls: Work closely with the compliance team to ensure all treasury operations adhere to all regulatory standards.
Relationship Management: Cultivate and manage strategic relationships with banking partners, correspondent banks and custodians.
Reporting: Prepare detailed daily, monthly and quarterly reports on cash positions, liquidity management, investment performance, and risk exposure for the CFO and the Risk and Audit Committee.
Policy and Controls: Develop, implement, and enforce robust treasury policies, procedures and internal controls to ensure audit readiness and operational excellence.
Technology: Evaluate, select, and integrate financial technologies to automate processes, improve real-time visibility, and enhance control and scalability.