Head of Product Development

Basic Capital•New York, NY

About The Position

Basic Capital is building a new wealth system for everyday Americans, and we are doing it by unlocking access to capital markets in a way the world has not seen before. To do that, we need to rethink the entire retirement investing stack. Not just the UI. Not just the fees. The actual financial products themselves. The strategies, the wrappers, the incentives, the constraints, and the outcomes. This is a role for someone who wants to redesign retirement investing from first principles and ship products that feel inevitable in hindsight. Build the future of financial services As Head of Product Development, your primary responsibility is to fundamentally rethink, rebuild, and innovate across all aspects of retirement investing. Your work will span both accumulation and de-accumulation, including launching new lifetime income products (annuities and retirement income solutions) and improving and expanding our suite of accumulation offerings across both registered and unregistered (exempted) products. This is not a role for someone who wants to tweak existing investment products. This is a role for someone who wants to create new ones, with creativity, rigor, and real-world consequences. We need people to boldly design, scope, and deliver new branded products and strategies across the retirement investing landscape. Apply creativity and rigor to the design, structure, and launch of innovative investing products.

Requirements

Experience designing, structuring, and launching investment products
Strong understanding of retirement investing across accumulation and/or de-accumulation
Ability to operate across product, investing, legal/compliance, operations, and distribution
Strong strategic thinking paired with execution velocity
Comfort working in a fast-moving environment with high agency

Nice To Haves

Experience with annuities, lifetime income products, or retirement income strategy
Familiarity with registered and unregistered (exempted) product structures
Background in asset management, fintech investing products, or structured product development
You have launched products that required cross-functional coordination and regulatory rigor
You enjoy building new markets, not just participating in existing ones

Responsibilities

Own the Product Strategy for Retirement Investing
Define the product vision for how Basic Capital builds wealth over time
Design new investment products and strategies that align with our mission and customer needs
Translate market structure, regulation, and customer behavior into products that work in the real world
Launch New De-Accumulation Products
Lead the development of retirement income products, including annuities and lifetime income solutions
Build products that help people convert savings into durable, flexible retirement outcomes
Partner cross-functionally to bring these products from concept to launch
Expand and Improve Accumulation Offerings
Improve and scale our suite of accumulation products across registered and unregistered (exempted) offerings
Develop new strategies, packaging, and product structures that unlock better outcomes for customers
Iterate on product design to improve performance, simplicity, and adoption
Build Branded Strategies and Market-Defining Products
Create products that are not only financially sound but also clearly positioned and branded
Design structures that can scale through distribution and capital markets
Build a product roadmap that compounds into a durable advantage for Basic Capital