General Liability Adjuster - Remote

K2 Security Insurance • San Diego, CA

3d • $85,000 - $100,000 • Remote

About The Position

K2 Claims Services, LLC ("K2 Claims") is actively seeking a motivated General Liability Adjuster with experience handling both commercial and personal lines’ liability claims. As a third-party administrator (TPA), K2 Claims services specialty programs across property, general liability, auto, professional liability, and workers’ compensation. This is an opportunity to join a well-established, growing company and contribute to building a world-class TPA.

Requirements

• Experience: 8+ years of commercial and personal lines liability experience is ideal, with a minimum requirement of 5+ years in commercial and homeowner liability claims.
• Industry Background: Previous experience in a TPA or insurance carrier environment handling diverse programs.
• Licensing: Ability to obtain and maintain all required state adjuster licenses.  A California adjuster’s license is preferred.
• Education: Bachelor’s Degree is preferred.
• Technical Proficiency: Skilled in Microsoft Word, Excel, and Outlook.
• Communication: Excellent verbal and written communication skills with a dedicated focus on customer service.
• Travel: Must be flexible for occasional business travel for training, mediations, and/or trials.

Responsibilities

• Claim Handling: Manage claims in strict accordance with state-specific insurance regulations and K2 Claims' Best Practices.
• Investigation: Verify facts of loss by obtaining statements, analyzing documents, and evaluating damages.
• Diverse Caseload: Manage a broad spectrum of claims ranging from low exposure to complex losses, including dog bites, slip/falls, wrongful evictions, and general business disputes.
• Litigation Management: Oversee litigated cases, including referring to counsel, establishing litigation plans and budgets, and providing settlement authority.
• Coverage Analysis: Analyze policy coverage and draft detailed reservation of rights and/or coverage declination letters.
• Large Loss Reporting: Prepare comprehensive reports for senior management and clients regarding claim status, recommended reserves, and strategic plans of action.
• Negotiation: Effectively negotiate settlements within assigned authority.
• Risk Evaluation: Analyze risk transfer options and determine insurance priority.
• Referrals: Identify and refer appropriate claims to subrogation or the Special Investigation Unit (SIU).

Benefits

• Medical, dental, and vision coverage with no waiting period.
• Competitive base salary plus a bonus plan.
• 401(k) with employer match.
• Generous paid time off, available starting in your first year.
• A collaborative team environment within a growing company.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level