Funding Specialist I

American Credit Acceptance • Spartanburg, SC

1d • Onsite

About The Position

Description Summary/Objective The Funding Specialist is responsible for ensuring loan data is entered correctly into the loan origination system, reviewing documents and information provided by dealer partners and consumers to ensure accuracy and completeness while adhering to ACA internal guidelines, including state and federal regulatory statutes, while maintaining a satisfactory quality rating. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. · Enter data from all contracts received into the Loan Origination System · Complete basic computations, with the assistance of the Loan Origination System, to identify that the contracted deal structure aligns and is compliant with state and federal regulatory statutes · Electronically index and process image files, related to applications and/or contracts received, appropriately within the imaging system · Review all documentation and information provided and as required to ensure accuracy and completeness based on internal guidelines and best practices in addition to state and federal regulatory statutes · Complete all duties in a manner that adheres to all policy guidelines to ensure compliance and quality of work · Fund the file with correct dealer profit checks, ACH, and any warranties included · Communicate with customers to confirm the terms of their contract and address any questions and/or concerns · Communicate with dealers to educate them on ACA guidelines, to notify them of various contract statuses and pending items along with providing support for any questions and/or concerns · Other various tasks as assigned Qualifications · Basic math skills to calculate and verify different figures. · Must be able to typed at least 25 words per minute and 5000 ten-key strokes per hour · Knowledge of standard business forms. · Ability to exercise judgment to solve operational problems. · Skill in setting priorities which accurately reflect the relative importance of job responsibilities. · Ability to establish and maintain cooperative working relationships with staff members, subordinates and administrators. · High school diploma or general education degree (GED); or one year related experience; or equivalent combination of education and experience. Supervisory Responsibility This position has no supervisory responsibilities. Work Environment and Physical Demands This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Position Type/Expected Hours of Work This is a full-time position. Days of work are Monday through Friday. The daily schedule may vary from 8 am to 5 pm or 9 am to 6 pm. Hours may vary or exceed 40 in any given week depending on the needs of the business. Travel No travel is expected for this position. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. EEO Statement ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities. California Privacy Notice As an employer of California residents, we are dedicated to protecting your privacy rights. Any personal information you provide during the application process will be used solely for permitted internal purposes and will be handled in accordance with applicable privacy laws. By applying to this position, you consent to the collection, use, and disclosure of your personal information as described in our Employee Privacy Notice .

Requirements

• Basic math skills to calculate and verify different figures.
• Must be able to typed at least 25 words per minute and 5000 ten-key strokes per hour
• Knowledge of standard business forms.
• Ability to exercise judgment to solve operational problems.
• Skill in setting priorities which accurately reflect the relative importance of job responsibilities.
• Ability to establish and maintain cooperative working relationships with staff members, subordinates and administrators.
• High school diploma or general education degree (GED); or one year related experience; or equivalent combination of education and experience.

Responsibilities

• Enter data from all contracts received into the Loan Origination System
• Complete basic computations, with the assistance of the Loan Origination System, to identify that the contracted deal structure aligns and is compliant with state and federal regulatory statutes
• Electronically index and process image files, related to applications and/or contracts received, appropriately within the imaging system
• Review all documentation and information provided and as required to ensure accuracy and completeness based on internal guidelines and best practices in addition to state and federal regulatory statutes
• Complete all duties in a manner that adheres to all policy guidelines to ensure compliance and quality of work
• Fund the file with correct dealer profit checks, ACH, and any warranties included
• Communicate with customers to confirm the terms of their contract and address any questions and/or concerns
• Communicate with dealers to educate them on ACA guidelines, to notify them of various contract statuses and pending items along with providing support for any questions and/or concerns
• Other various tasks as assigned

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED