Functional Consultant | Treasury & Payments Transformation

Qode

9h•Hybrid

About The Position

Incedo Inc. is a global digital solutions and analytics company that partners with leading enterprises to drive business transformation through technology, data, and domain expertise. With deep specialization in Banking, Financial Services, and Insurance (BFSI), Incedo delivers high-impact consulting and technology services across payments modernization, treasury transformation, regulatory compliance, and digital banking. We help our clients achieve competitive advantage through end-to-end digital transformation. We combine services and products to maximize business impact for our clients in telecom, financial services, product engineering, life science & healthcare industries. We are seeking a Payment Consultant to support a strategic Treasury Management engagement with a leading U.S. bank. This is a high-impact, client-facing role for a seasoned payments professional with deep expertise across the end-to-end treasury payments lifecycle. You will serve as a Subject Matter Expert (SME) across payment operations and modernization initiatives—advising on strategy, designing solutions, and partnering across business and technology teams to deliver scalable, future-ready payment capabilities. This role blends consulting, solution design, and domain leadership, with direct exposure to senior stakeholders and enterprise-scale transformation programs.

Requirements

Prior experience working in Treasury Services / Treasury Management within a top-tier U.S. bank
Deep, hands-on expertise across the full payment lifecycle, including: Payment initiation (APIs, ERP, online banking, file-based) Message formats (ISO 20022, NACHA, SWIFT, EDI) Clearing & settlement (ACH, Fedwire, CHIPS, SWIFT, RTP®, FedNow®) Reconciliation, exceptions, and investigations Fraud controls, sanctions screening, and regulatory compliance
10–15+ years of experience in Treasury Management, Payments, or Cash Management
Experience working for a consulting services company is required.
Prior payments consulting, solution architecture, or pre-sales experience within banking, fintech, or financial services.
Strong understanding of treasury management products including liquidity management, Controlled disbursement, lockbox, integrated receivables, Positive Pay, and fraud mitigation tools.
Proven client-facing consultative skills with ability to translate complex payment technology into business-relevant recommendations and treasury executives.