Founding Engineer ($160k-180k + Meaningful Equity) at Kip-ai.com

Jack & Jill/External ATS • San Francisco, CA

1d • $160,000 - $180,000

About The Position

As the first engineering hire at Kip, you will build the "Personal CFO" for younger generations. You will architect AI-native systems that automate complex wealth management, from tax optimization engines to life-event simulators. Working directly with a Stanford/IIT-educated CTO, you will transform fragmented financial data into actionable, hyper-personalized wealth-building moves.

Requirements

• 2+ years of experience building and debugging production-grade systems with a proven track record of shipping software from scratch to users.
• Native fluency in AI-first workflows, utilizing LLMs to accelerate development and building products where AI is the core engine, not an add-on.
• Strong systems thinker with an ownership mentality who is comfortable navigating the ambiguity and fast-paced environment of an early-stage startup.

Responsibilities

• Design and implement secure, SOC 2-compliant data pipelines that aggregate and structure complex financial documents using bank-grade encryption.
• Build a high-fidelity life event simulator and tax optimization engine that models hundreds of financial scenarios to deliver hyper-personalized strategies.
• Develop and deploy autonomous AI agents that monitor financial goals in the background and execute proactive wealth-building moves for users.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed