Foreclosure Specialist

Village Capital & Investment•Henderson, NV

About The Position

Village Capital & Investment LLC is a well-established, nationwide mortgage lender specializing in FHA, VA, and USDA loans. Headquartered in Henderson, NV, we are committed to delivering a quick, efficient, and high-quality mortgage loan process for our customers and business partners. As both a lender and servicer, we work closely with loan originators, brokers, and correspondents to provide competitive rates and strong loan terms.

Requirements

Strong problem-solving skills and attention to detail.
Excellent verbal and written communication skills.
Ability to work both independently and collaboratively.
Proficiency with mortgage servicing software and Microsoft Office Suite.
In-depth knowledge of federal and state mortgage regulations (RESPA, TILA, TRID, ECOA, HMDA, FDCPA, CFPB).

Nice To Haves

Prior experience in foreclosure processing, default servicing, investor/insurer guidelines (FHA, VA, USDA), or similar mortgage servicing roles.
Strong understanding of state-specific foreclosure laws, timelines, notice requirements, and judicial vs. non-judicial processes.
Experience working with foreclosure attorneys, trustees, and third-party vendors.
Ability to analyze loan documentation, payment histories, and title reports to support accurate decision-making.
Familiarity with servicing platforms (e.g., MSP/Black Knight), document management systems, and workflow tools used in default operations.
Demonstrated ability to manage high-volume caseloads in a deadline-driven, compliance-focused environment.
Strong written communication skills for drafting clear and compliant borrower notices and internal documentation.

Responsibilities

Manage a portfolio of delinquent mortgage accounts through the full foreclosure process while ensuring strict adherence to federal, state, investor, insurer, and company guidelines.
Review loan histories, title reports, bankruptcy status, loss mitigation activity, and supporting documents to determine foreclosure eligibility and next steps.
Coordinate with attorneys, trustees, and third-party vendors to initiate and advance foreclosure actions within required timelines.
Monitor critical foreclosure milestones, ensuring all actions meet regulatory timeframes and investor/insurer requirements.
Communicate with borrowers, when applicable, to provide status updates and ensure required disclosures and notices are issued accurately and on time.
Maintain complete, accurate, and audit-ready documentation in the servicing system, including all foreclosure actions, communications, and compliance checkpoints.
Collaborate with Loss Mitigation, Bankruptcy, Compliance, and Servicing teams to prevent avoidable delays, resolve issues, and ensure proper case handoff when retention options remain available.
Identify and escalate risks, title impediments, or process barriers that may affect foreclosure timelines or compliance.