Fleet Credit Specialist - French Speaking

Daimler Truck North America•Charlotte, NC

5h•Hybrid

About The Position

Inside the Role The Fleet Credit Specialist is responsible for DTFS commercial retail and lease acquisitions for Fleet customers above $1.25MM outstanding with DTFS. Our Analyst demonstrate account knowledge, industry and customer business understanding, financial statement analysis, negotiations techniques and strategic solutions. We also maintain positive relationships with DTFS Sales Team and Dealer network to assist with profitable growth in the portfolio. Fleet Credit Analyst will work closely with inside and Outside Legal Counsel, Fleet Workout, Sales, Remarketing, Fleet Services, Titles and Dealer Credit teams. The position involves account knowledge, industry and customer business understanding, financial statement analysis, negotiations techniques and strategic solutions. The team has members with extensive and vast experiences, enjoys great camaraderie and support, knowledge sharing and teamwork. Posting Information We provide a scheduled posting end date to assist our candidates with their application planning. While this date reflects our latest plans, it is subject to change, and postings may be extended or removed earlier than expected. We Take Care of Our Team Pay offered dependent on knowledge, skills, and experience Benefits include annual bonus program; 401k company contribution with company match up to 8 % as well as non-elective company contribution of 3 - 7% depending on age; starting at 4 weeks paid vacation; 13+ calendar holidays; 8 weeks paid parental leave; employee assistance program; comprehensive healthcare plans and wellness programs; onsite fitness (at some locations); tuition assistance and volunteer paid time off; short-term and long-term disability plans. What You Drive At DTFS Analyze the financial condition for Fleet borrowers with DTFS outstanding balance that exceed $1.25MM, or requesting a line of credit. Perform timely reviews of Fleet borrowers with outstanding balances in excess of $1MM. For credit files outside of limits of authority, present sound and reasoned recommendations to the appropriate approving authorities, such as Local, Local + Senior, and Executive Credit Committee. Build positive relations and work with District Finance Managers (DFMs) on buying strategies to ensure proper credit risk and returns are achieved. Participate in joint Sales calls and Customer/Dealer visits, when necessary. Have an understanding of all Fleet-related legal documentation to remain complaint. Ensure compliance with all applicable regulations including both the Local and Global Credit Rules. Share knowledge with team members to increase overall team performance. Assist in department projects, process improvement, supporting company values and customer experience.

Requirements

BS/BA or 6 years of relevant experience in lieu of degree
Required proficiency in speaking and writing French
2 years of financial services experience
1 year of experience in underwriting or credit risk assessment
Microsoft Suite and Corporate mainframe knowledge
Ability to collect data and establish facts and identity trends and variances
Ability to integrate information from a variety of sources with varied levels of complexity
Ability to formulate and test hypotheses for the purpose of forecasting outcomes
Ability to review, interpret and evaluate statistical information
Assist in department projects and process improvement
Support company values and create a positive customer experience
Strong verbal and presentation skills. Able to communicate clearly and confidently in meetings, presentations, and team settings
Strong attention to detail

Nice To Haves

Bachelor's Degree in Accounting; Business Administration; Economics; Finance; Statistics
2 years of Commercial Lending experience in the Transportation Industry
2 years Financial analysis and presentation skills
1 years Moody’s software application experience
Knowledge in DTF systems and applications preferred: ALFA, PEGA, ECP, Credit Lens, Legal Documentation, UCC code

Responsibilities

Analyze the financial condition for Fleet borrowers with DTFS outstanding balance that exceed $1.25MM, or requesting a line of credit.
Perform timely reviews of Fleet borrowers with outstanding balances in excess of $1MM.
For credit files outside of limits of authority, present sound and reasoned recommendations to the appropriate approving authorities, such as Local, Local + Senior, and Executive Credit Committee.
Build positive relations and work with District Finance Managers (DFMs) on buying strategies to ensure proper credit risk and returns are achieved.
Participate in joint Sales calls and Customer/Dealer visits, when necessary.
Have an understanding of all Fleet-related legal documentation to remain complaint.
Ensure compliance with all applicable regulations including both the Local and Global Credit Rules.
Share knowledge with team members to increase overall team performance.
Assist in department projects, process improvement, supporting company values and customer experience.

Benefits

annual bonus program
401k company contribution with company match up to 8 % as well as non-elective company contribution of 3 - 7% depending on age
starting at 4 weeks paid vacation
13+ calendar holidays
8 weeks paid parental leave
employee assistance program
comprehensive healthcare plans and wellness programs
onsite fitness (at some locations)
tuition assistance and volunteer paid time off
short-term and long-term disability plans