FINANCIAL EXAMINER/ANALYST II - 43004445

State of Florida•Tallahassee, FL

11d•$58,000 - $60,500

About The Position

The Office of Financial Regulation (OFR) is responsible for licensing, chartering, examining, and regulating depository and non-depository financial institutions and financial service companies, including state-chartered banks, credit unions, trust companies, loan originators, mortgage lenders, securities dealers, investment advisors, consumer collection agencies and money transmitters throughout the state of Florida. The OFR is a professional office environment with a public service-driven mission. Visit our website at https://www.flofr.gov/aboutus/careers to learn more about the excellent benefits available to OFR employees, including: • Flexible work schedules for most positions; • Paid holidays and an annual personal holiday; • Paid vacation and sick leave; • Excellent health & life insurance options for individuals and/or family coverage; • Additional supplemental insurances available such as dental, vision, disability, etc.; • Tax deferred medical and Dependent Care Benefit reimbursement accounts available; • Deferred Compensation opportunities; • Tuition waivers to attend state universities/community colleges; • Retirement plans and options; • Public Service Loan Forgiveness program. SPECIAL NOTES: Four (4) years of professional examination and/or regulatory work experience relating to financial institutions, financial services companies, insurance companies, securities dealers or investment advisers, mortgage brokers or lenders, or money services businesses is required. A postsecondary degree may be used as an alternative for the years of experience on a year-for-year basis. This position requires a security background check, including fingerprint as a condition of employment. The anticipated annual salary range shall be from $58,000 to $60,500. The starting salary shall be commensurate with the selected candidate’s competencies and qualifications. Employees of the Department of Financial Services are paid on a monthly pay cycle. Responses to qualifying questions must be clearly supported by the state application and any omission, falsification, or misrepresentation in the answering of the qualifying questions will be cause for immediate elimination from the selection process. All applicants seeking employment with the OFR are subject to mandatory background checks conducted through the DFS, Bureau of Human Resource Management in accordance with the requirements of chapter 435, Florida Statutes, and reviews by OFR. Applicants may be disqualified for employment based on the information that may be obtained through research and/or OFR’s review process. No applicant may begin employment until the background screening results are received, reviewed for any disqualifying offenses, and approved by the Agency. Background screening shall include, but not be limited to, fingerprinting for State and Federal criminal records checks through the Florida Department of Law Enforcement (FDLE) and Federal Bureau of Investigation (FBI) and may include local criminal history checks through local law enforcement agencies. Minimum Qualifications for this position include the following REQUIRED ENTRY LEVEL KNOWLEDGE, SKILLS AND ABILITIES: 1. Knowledge of mathematics. 2. Knowledge of auditing principles. 3. Knowledge of the methods of compiling, analyzing, and presenting data. 4. Knowledge of the techniques utilized in conducting examinations or investigations of financial services companies. 5. Ability to review, analyze, and evaluate data. 6. Ability to examine financial records. 7. Ability to conduct research. 8. Ability to write and prepare reports. 9. Ability to understand and apply laws, rules, regulations, policies and procedures. 10. Ability to probe and obtain critical facts. 11. Ability to utilize problem-solving techniques. 12. Ability to communicate effectively, both verbally and in writing. 13. Ability to establish and maintain effective working relationships with others. 14. Ability to recognize the validity, authenticity, and propriety of operating records. 15. Ability to work independently. 16. Ability to effectively use computer hardware and software.

Requirements

Four (4) years of professional examination and/or regulatory work experience relating to financial institutions, financial services companies, insurance companies, securities dealers or investment advisers, mortgage brokers or lenders, or money services businesses is required.
A postsecondary degree may be used as an alternative for the years of experience on a year-for-year basis.
Knowledge of mathematics.
Knowledge of auditing principles.
Knowledge of the methods of compiling, analyzing, and presenting data.
Knowledge of the techniques utilized in conducting examinations or investigations of financial services companies.
Ability to review, analyze, and evaluate data.
Ability to examine financial records.
Ability to conduct research.
Ability to write and prepare reports.
Ability to understand and apply laws, rules, regulations, policies and procedures.
Ability to probe and obtain critical facts.
Ability to utilize problem-solving techniques.
Ability to communicate effectively, both verbally and in writing.
Ability to establish and maintain effective working relationships with others.
Ability to recognize the validity, authenticity, and propriety of operating records.
Ability to work independently.
Ability to effectively use computer hardware and software.

Nice To Haves

A bachelor's degree or higher from an accredited college or university with a major in accounting, finance, economics, insurance, risk management and/or business management/administration.
One (1) or more years of professional experience in reviewing applications for licensure or registration within a federal, state, or local government.
One (1) or more years of professional experience in analyzing, investigating, examining, or auditing financial data within the consumer finance, banking, insurance, or securities industry, supervision of consumer finance industry personnel or regulations of consumer finance industry or similar experience in another financial services industry subject to complex review, including similar experience within federal, state, or local government.
A master’s degree from an accredited college or university with a major in finance, business administration, economics, accounting, insurance or risk management or a Certified Fraud Examiner (CFE); Certified Anti-Money Laundering Specialist (CAMS); and/or a Certified Public Accountant (CPA) designation.

Responsibilities

Perform advanced analysis and examination of renewal or initial applications for individuals, businesses and branch offices to ensure compliance with requirements for licensure pursuant to Chapters 494, 516, 520, 537, 559, & 560 F.S., and to determine whether additional review is warranted by the Division for enforcement purposes. This review shall include complex and highly technical matters, such as disciplinary filings, changes in control, debt collection and other potential enforcement matters.
Perform advanced analysis and examination of amendments for individuals, businesses and branch offices to ensure compliance with requirements for licensure pursuant to Chapters 494, 516, 520, 537, 559, & 560 F.S., and to determine whether additional review is warranted by the Division for enforcement purposes. This review shall include complex and highly technical matters, such as disciplinary filings, changes in control, debt collection and other potential enforcement matters.
Coordinate and assist in general projects relating to the licensing records and the renewal or initial application process, on an advanced level and with limited instruction. These projects will include licensing and researching and interpreting regulations.
Assist as needed in the handling of ACD telephone calls on a daily basis, answering applicant, consumer and industry related questions for Chapters 494, 516, 520, 537, 559 and 560 callers. Correspond with companies regarding potential unlicensed activity; determine follow-up and referrals as needed. Handle questions conferring with attorneys, accountants, regulators and the public regarding laws, rules, regulations, and Office policies under Chapters 494, 516, 520, 537, 559 & 560 F.S. and regarding the licensing records maintained by the Division pursuant to Chapters 494, 516, 520, 537, 559, & 560 F.S.
Assist in training of other staff members to ensure their understanding of proper procedures for processing licensing information pursuant to Chapters 494, 516, 520, 537, 559, & 560 F.S. Participate in providing updated information to, and in reviewing work performed by, staff members.
Perform other related duties as required.

Benefits

Flexible work schedules for most positions
Paid holidays and an annual personal holiday
Paid vacation and sick leave
Excellent health & life insurance options for individuals and/or family coverage
Additional supplemental insurances available such as dental, vision, disability, etc.
Tax deferred medical and Dependent Care Benefit reimbursement accounts available
Deferred Compensation opportunities
Tuition waivers to attend state universities/community colleges
Retirement plans and options
Public Service Loan Forgiveness program