Financial & Credit Analyst

Arch Insurance Group Inc. • Alpharetta, GA

2d • Hybrid

About The Position

With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠. Job Summary This is an analytical position developed to help assess and manage the financial risk on individual deals and the overall casualty book of business across different product lines. It is responsible for the assessment and grading the complex financial nature of large accounts and determining appropriate structure and levels of collateral and funding. It also provides analytical support and guidance to different levels of management on complex situations relating to financial and credit risk management. The hiring team would like to talk with candidates who have experience in financial credit analysis (including from an internship). The team would also be interested in meeting new grad who is excited to join the insurance industry. This role can sit in either the Alpharetta, GA or St. Paul, MN office on a hybrid schedule of two days in the office, three days remote.

Requirements

• Bachelors or higher degree in Finance/Accounting.
• Prior experience and expertise in Financial and Credit Risk and Financial Statement Analysis.
• Well organized and able to prioritize and handle diverse tasks effectively
• Strong analytical skills with the ability to collect, organize, analyze, and disseminate significant amounts of information with attention to detail and accuracy
• Excellent communication and interpersonal skills
• High level of understanding of financial statements and transactions
• Ability to influence without authority.

Nice To Haves

• Prior experience in the Insurance/Risk Management field is a plus.
• Prior experience with Moody's CreditLens and S&P Capital IQ is a plus.

Responsibilities

• Complete reviews and evaluations of existing and prospect clients' financial condition and credit worthiness
• Track upcoming renewals and pro-actively secure and compile data
• Collaborate with the underwriting teams in identifying and soliciting information needed to complete the financial and credit risk analysis
• Compile, upload and spread financials in Moody’s Credit Lens
• Conduct industry and market research and competitive landscape analysis
• Participate in fact finding calls and meetings with client’s Senior Financial Management
• Review and monitor economic, marketplace, and collateral trends, particularly as they relate to target industries
• Research accounting and business changes and update benchmarks and analytical tools
• Act as a liaison with the Global Treasury and Corporate Accounting and Finance teams as relates to collateral, credit, billing and accounting type of issues
• Populate and run Collateral Analysis and Assessment Tool
• Provide ad-hoc management and financial reports on the casualty book of business

Benefits

• multiple medical plans plus dental, vision and prescription drug coverage
• a competitive 401k with generous matching
• PTO beginning at 20 days per year
• up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer
• basic Life and AD&D Insurance as well as Short and Long-Term Disability
• Paid Parental Leave of up to 10 weeks
• Student Loan Assistance and Tuition Reimbursement
• Backup Child and Elder Care

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level