Financial Analyst

Capital Farm CreditCollege Station, TX
8hOnsite

About The Position

The Financial Analyst supports the Finance team in budgeting, financial forecasting, reporting, and analysis. This role provides hands-on experience working with financial data, models, and reports that help guide organizational decision-making. The analyst works under the guidance of senior finance staff and collaborates with various departments across the Association.

Requirements

  • Bachelor’s degree in finance, Accounting, or Business and three (3) to five (5) years of professional experience in financial analysis and/or financial reporting.
  • General knowledge of accounting/financial systems.
  • Specialized knowledge of accounting/finance principles.
  • Skill in oral and written communication.
  • Basic skill level in Microsoft Office applications.
  • Ability to perform basic accounting/financial analyses under moderate supervision.

Responsibilities

  • Budget Support: Assists in gathering, organizing, and entering budget information from market teams and departments. Helps compile data into the Association-wide annual budget and support senior staff during the review process.
  • Financial Forecasting Assistance: Help prepare quarterly financial forecast updates by collecting relevant internal data and supporting senior analysts with preliminary analysis.
  • Financial Modeling Support: Assist in maintaining and updating financial models used to evaluate earnings, asset trends, and capital needs. Perform data entry and initial variance checks.
  • Performance Analysis Support: Prepare basic reports and summaries on credit office performance for review by regional and executive leadership.
  • CECL Reporting Assistance: Collect and organize data for quarterly Current and Expected Credit Losses (CECL) analysis and support the preparation of related reports.
  • Impaired Loan Data Support: Work with the Special Assets Group to gather information on impaired loans and assist in preparing calculations and documentation for quarterly allowance reporting.
  • Asset/Liability Management Support: Participate in ALCO-related tasks by preparing meeting materials and assisting with the creation of quarterly reports such as Interest Rate Sensitivity Analysis and performance summaries.
  • Patronage Program Administration: Enter patronage data into the system, help prepare preliminary reports for review, and assist with final report distribution and recordkeeping.
  • Loan Pricing Analysis: Provide basic analytical support to credit offices by preparing data and running reports related to loan pricing decisions.
  • General Reporting & Analysis: Support time studies, help prepare board materials, and assist with ad-hoc financial reports or analysis as assigned.

Benefits

  • Incentive Program: Company-wide, goals-based rewards.
  • Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 12 paid holidays annually.
  • Retirement: 401(k) with up to 9% employer contribution/match.
  • Health Coverage: Affordable medical, dental, and vision plans.
  • Parental Leave: 8 weeks of paid parental leave.
  • Life & Disability Insurance: Employer-paid coverage.
  • Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses.
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