Financial Analyst – Payments & Settlement Operations

Switchfly•Denver, CO

About The Position

We’re seeking a hands-on Financial Analyst with experience in travel-industry payment processing, specializing in settlement operations, Virtual Credit Cards (VCCs), and multi-currency transactions (USD/EUR). This role supports accurate settlement, reconciliation, and cash flow across North America and Europe.

Requirements

3–5 years experience in payments, settlement operations, or financial analysis within the travel industry
Hands-on experience with: ARC settlement, Virtual Credit Card (VCC) programs, Merchant card processing, Multi-currency reconciliation (USD/EUR)
Strong Excel skills; SQL or BI tools a plus

Nice To Haves

Experience in OTA, travel tech, TMC, or airline environments
Exposure to treasury, credit facilities, or FX management
Familiarity with PCI, PSD2, or travel payment regulations

Responsibilities

Monitor and reconcile merchant card and VCC settlements across USD and EUR
Manage ARC airline billing and settlement, including refunds and debit memos
Track supplier payments, settlement timing, and funding discrepancies
Support working capital and credit facility monitoring
Analyze FX impacts, chargebacks, cancellations, and refunds
Produce settlement and reconciliation reports; investigate variances
Partner with banks, processors, VCC providers, and internal teams to resolve issues

Benefits

Switchfly offers a competitive base pay
401k with match
a full suite of health benefits with an average of 87% of premiums covered by Switchfly!
We offer a flexible work environment and work-life balance with unlimited paid time off.
At Switchfly closes down the office Christmas Eve to New Years to make sure employees spend time with family and friends or doing what they love most!
For those local to Denver, we also reimburse parking, provide catered lunches on Tuesdays.

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