Finance Sr Manager
About The Position
The Consumer Credit Card Finance team plays a critical role as a strategic partner to the Citizens Credit Card business, delivering both high-level guidance and hands-on financial support. We are seeking a Senior Finance Manager to join our team-someone who will help shape the financial direction of our growing Card business while driving improvements in our tools, analyses, and processes. This is a high-impact role offering the opportunity to influence business strategy, optimize financial performance, and grow professionally within a dynamic organization.
Requirements
- Minimum of 7 years of experience in finance, preferably within credit card or consumer lending.
- Strong analytical skills and expertise in financial modeling.
- Excellent communication skills and ability to collaborate effectively across teams.
- Proven strategic thinker with strong problem-solving capabilities.
- Ability to work independently in a fast-paced, dynamic environment.
- Detail-oriented with strong organizational and analytical skills.
- Deep understanding of banking industry trends, especially related to economic and interest rate environments.
- Advanced proficiency in Microsoft Excel, PowerPoint, and Word.
- Experience with financial systems such as Oracle Hyperion Essbase/Smart View.
- Bachelor's degree in Finance, Accounting, Economics, Business Management, or a related field (required).
Nice To Haves
- Advanced degree or professional certification preferred (e.g., MBA, CFA, CPA).
Responsibilities
- Lead the development and execution of financial strategies to enhance profitability across the credit card portfolio.
- Oversee budgeting, forecasting, and financial analysis for the credit card division.
- Monitor and manage key performance indicators (KPIs) and financial metrics.
- Partner with cross-functional teams to support strategic initiatives and business growth.
- Deliver actionable insights and recommendations to senior leadership based on robust financial analysis.
- Build and maintain financial models to forecast credit card balances, net interest income, and noninterest income.
- Analyze industry trends, macroeconomic factors, and internal changes to assess potential impacts.
- Conduct variance and attribution analyses, identify performance trends, and recommend improvements.
- Present financial results and forecasts to business unit leaders.
- Support ad hoc analyses and business cases to evaluate and promote growth initiatives.
- Manage and enhance the budget, forecast, and strategic planning processes for credit card balance sheet and net interest income.
- Lead the monthly close process, including estimation and communication of preliminary results.
Benefits
- We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Industry
Management of Companies and Enterprises
Number of Employees
5,001-10,000 employees
