Finance Manager

CSM COMPANIES INC GROUP•San Antonio, TX

9d•Onsite

About The Position

CSM Financial, located in San Antonio, TX, is seeking a talented individual for our Finance Manager role. This position is ideal for an individual with a degree in a related field, effective communication skills, and preferably familiarity with equipment financing. This is a great opportunity to join a growing and successful dealer group!

Requirements

Bachelor’s degree in Finance, Accounting, or a related field
Possess the ability to read, analyze, and interpret standardized loan documents and financial statements
Must be detail-oriented
Ability to communicate and collaborate with the professional demeanor expected of finance and corporate personnel
Effective, efficient, and professional written and oral communication is required
Ability to calculate figures and amounts such as interest, payments, commissions, ratios, percentages, and proportions as required
Ability to apply common sense, logic, and problem-solving methodologies to carry out oral and written instructions
Ability to travel when job requires

Nice To Haves

Familiarity with equipment sales and financing is preferred but not required

Responsibilities

Maintain and develop a network of lending partners to ensure competitive finance offerings
Build in-house loan and leasing portfolio
Expand product offerings
Facilitate growth of lending portfolio, identify credit applications which meet internal underwriting and lending philosophy, negotiate with customers and salespeople to win deals
Ensure that loan documents and credit applications for vehicle sales are reviewed, processed, and delivered in a timely manner
Ensure timely payment of loan proceeds to dealer and finance commissions
Coordinate with dealership sales teams located in South Texas and Central Florida to maximize credit applications submitted for financing
Review and efficiently process credit applications
Communicate with lenders and negotiate the most advantageous terms for buyers
Understand and comply with applicable company, federal and state policies and regulations governing commercial lending and sales activities
Perform credit underwriting tasks including checking credit reports, credit reference checks, financial statement analysis, collateral analysis and individual and legal background checks
Accurately prepare loan and lease documents, facilitate execution, and process funding of contracts and payments to dealer
Administrative duties including collections, customer service, loan accounting, financial reporting
Assist corporate staff as requested in credit analysis, risk management and financial reporting
Assist in loan closings as needed