Finance Manager - Home Equity Finance

Citizens Bank • Newark, DE

1d • $120,000 - $150,000

About The Position

Home Equity Finance - Finance Manager The Consumer Home Equity Finance organization serves as a trusted advisor for the Citizens Home Equity business, providing both strategic and tactical financial support. We are seeking a Finance Manager who will be a key member of the Home Equity Finance team, responsible for delivering financial guidance to leaders and partners, and enhancing the financial tools, analyses, and processes that support the strategic priorities of the business. This role offers an opportunity to influence the growing Home Equity portfolio and finance processes at Citizens while advancing personal development within the organization.

Requirements

• Minimum of 7-10 years of experience in finance; Home Equity or Consumer Lending experience preferred.
• Strong analytical skills and proficiency in financial modeling.
• Excellent communication skills with demonstrated ability to work effectively with internal colleagues and partners.
• Proven track record of strategic thinking and problem-solving.
• Ability to think deeply and understand the big picture.
• Experience operating in a dynamic, fast-paced environment; ability to prioritize tasks, work independently, and organize resources to achieve results.
• Strong foundation in financial analysis, creating projections and models.
• Detail-oriented, diligent, with strong organizational and analytical skills.
• Understanding current events and issues in banking, especially economic and interest rate environment.
• Strong Microsoft Excel, PowerPoint, and Word skills.
• Proficiency with financial databases such as Oracle Hyperion Essbase/Smart View.
• Undergraduate degree in Finance, Accounting, Economics, Business Management, or related field required.

Nice To Haves

• Master's degree or financial certifications preferred (MBA, CFA, CPA).

Responsibilities

• Develop and implement financial strategies to maximize profitability of the Home Equity portfolio.
• Oversee budgeting, forecasting, and financial analysis for the Home Equity division.
• Manage and monitor Home Equity financial performance metrics and KPIs.
• Collaborate with cross-functional teams to drive financial initiatives and support business growth.
• Provide insights and recommendations to management based on financial analysis.
• Analyze financial data, maintain, and create financial models to monitor and forecast Home Equity balances, net interest income, and noninterest income.
• Examine industry trends and potential impacts from interest rate environment, macroeconomic factors, and internal business changes.
• Evaluate past results, perform variance/attribution analyses, identify trends, and make recommendations for improvements.
• Present and discuss actuals and forecasts with business unit leaders.
• Support ad hoc analysis and business plans to justify and promote growth initiatives.
• Manage and enhance the budget, forecast, and strategic plan process for Home Equity balance sheet and net interest income activity.
• Manage the balance sheet monthly close process, including estimation and communication of preliminary results.

Benefits

• We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more.
• Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Number of Employees: 5,001-10,000 employees