Finance Analyst

NMI • New York City, NY

10h • Hybrid

About The Position

NMI is a PE-backed fintech company processing billions in annual payments volume across three lines of business: Gateway, Merchant Central, and Payments. The company has a newly built data infrastructure and an executive team actively investing in AI-native finance. NMI is hiring an FP&A Analyst to join a three-person FP&A team, which has been rebuilt around clear lanes and real ownership. This role offers a uniquely broad seat for an early-career analyst, partnering with the Revenue FP&A Manager on the full revenue book (Gateway, VAS, Merchant Central, Payments, and commissions) and with the Sr. Financial Analyst on financial operations (opex, balance sheet, cash flow, and vendor management). The position reports to the VP of Finance, emphasizing exposure and a steep learning curve. NMI enables partners with choice, challenging the one-size-fits-all approach to payments, and powers success for innovative tech created by SMBs, entrepreneurs, and fintech startups. They are creative problem solvers who help visionaries think beyond what’s possible and democratize the latest payments technology for easy payments across all commerce. NMI is committed to diversity, equity & inclusion, with initiatives like a dedicated action group, diversity hiring goals, anonymized resume screening, affinity groups, open forums, and measuring inclusion in employee engagement surveys. They are an Equal Opportunity employer.

Requirements

• 1–4 years of relevant experience in FP&A, investment banking, consulting, corporate finance, or adjacent analytical roles.
• Exceptional new grads with strong internship experience will be considered.
• Excel fluency. SUMIFS, XLOOKUP, driver-based modeling, and a reflex to reconcile your own numbers.
• Genuine curiosity about how a business actually works — not just the line items on a P&L.
• The instinct to go deep on problems nobody asked you to solve.
• Clear written and verbal communication.
• High trust, low ego.
• Comfort with PE rigor. You'll be in a fast, commercial environment where expectations are high and feedback is direct.

Nice To Haves

• Experience in payments, fintech, or SaaS.
• SQL exposure or hands-on work with a data warehouse.
• Familiarity with an FP&A platform (Abacum, Pigment, Anaplan, Mosaic, or similar).
• Early, deliberate use of AI tools in your workflow — we operate with an 80/20 FP&A/AI orientation and expect it to grow.

Responsibilities

• Customer cohort analysis, take rate work, and implied rate decomposition across the revenue book.
• Commissions calculation, reporting, and support for plan design and automation workstreams.
• Pipeline and SaaS metrics reporting for Merchant Central — ACV rollforward, renewals, and pipeline coverage.
• The forecasting model rebuild as it migrates from Excel into our Tableau-based data set.
• Monthly and quarterly opex BvA across S&M, G&A, and P&E, including headcount and vendor-level detail.
• Balance sheet and free cash flow modeling — contributing to the EBITDA-to-cash walk.
• Abacum rollout and driving adoption across stakeholders.
• Vendor renewal reviews and consolidation analysis.
• Monthly close support, revenue accruals, and partnership with Accounting.
• Board and CFO-level reporting packages.
• Ad hoc analysis for the VP of Finance, CFO, and cross-functional partners.

Benefits

• Base salary range of $85,000–$115,000 depending on experience, plus an annual bonus target.
• Remote-Enabled & Flexible Hybrid-Based Working Model in our New York City Office.
• Flex PTO
• Health, Dental and Vision Insurance
• 13 Paid Holidays
• Company volunteer days

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed