Finance Analyst

NMI • New York, NY

3h • Hybrid

About The Position

NMI is a PE-backed fintech company processing billions in annual payments volume across three lines of business: Gateway, Merchant Central, and Payments. The company has a newly built data infrastructure and an executive team actively investing in AI-native finance. NMI is hiring an FP&A Analyst to join a three-person FP&A team, which has been rebuilt around clear lanes and real ownership. This role offers a uniquely broad seat for an early-career analyst, partnering with the Revenue FP&A Manager on the full revenue book (Gateway, VAS, Merchant Central, Payments, and commissions) and with the Sr. Financial Analyst on financial operations (opex, balance sheet, cash flow, and vendor management). The position reports to the VP of Finance, emphasizing exposure and a steep learning curve. NMI enables its partners with choice, challenging the one-size-fits-all approach to payments, and powers success for innovative tech created by SMBs, entrepreneurs, and fintech startups. They democratize the latest payments technology to enable easy payments across the full spectrum of commerce. NMI believes that having a diverse group of employees strengthens both their work and workplace, and they are focused on making NMI more diverse and welcoming with initiatives like a dedicated Diversity, Equity & Inclusion action group, diversity goals for hiring, anonymized resume screening, affinity groups such as their Women's network and LGBTQ+ Network, open forums for discussions on diversity and social justice, and measuring inclusion and belonging as part of their regular employee engagement surveys. NMI is committed to providing equal employment opportunity for all persons regardless of race, color, religion, sex, age, marital status, national origin, sexual orientation or sexual identity, genetic information, citizen status, disability, military service, service member, veteran status, or any other basis protected by applicable law. All offers of employment are made subject to receipt of satisfactory background and financial checks. Personal information submitted with job applications may be collected and used by NMI for recruitment and employment-related activities, with explicit consent provided by submitting the application, as described in their privacy policy.

Requirements

• 1–4 years of relevant experience in FP&A, investment banking, consulting, corporate finance, or adjacent analytical roles. Exceptional new grads with strong internship experience will be considered.
• Excel fluency. SUMIFS, XLOOKUP, driver-based modeling, and a reflex to reconcile your own numbers.
• Genuine curiosity about how a business actually works — not just the line items on a P&L. We hire for the instinct to go deep on problems nobody asked you to solve.
• Clear written and verbal communication. You'll regularly explain your analysis to people more senior than you, including the CFO and executive team.
• High trust, low ego. This is a role where asking good questions matters as much as answering them.
• Comfort with PE rigor. You'll be in a fast, commercial environment where expectations are high and feedback is direct.

Nice To Haves

• Experience in payments, fintech, or SaaS.
• SQL exposure or hands-on work with a data warehouse.
• Familiarity with an FP&A platform (Abacum, Pigment, Anaplan, Mosaic, or similar).
• Early, deliberate use of AI tools in your workflow — we operate with an 80/20 FP&A/AI orientation and expect it to grow.

Responsibilities

• Customer cohort analysis, take rate work, and implied rate decomposition across the revenue book.
• Commissions calculation, reporting, and support for plan design and automation workstreams.
• Pipeline and SaaS metrics reporting for Merchant Central — ACV rollforward, renewals, and pipeline coverage.
• The forecasting model rebuild as it migrates from Excel into our Tableau-based data set.
• Monthly and quarterly opex BvA across S&M, G&A, and P&E, including headcount and vendor-level detail.
• Balance sheet and free cash flow modeling — contributing to the EBITDA-to-cash walk.
• Abacum rollout and driving adoption across stakeholders.
• Vendor renewal reviews and consolidation analysis.
• Monthly close support, revenue accruals, and partnership with Accounting.
• Board and CFO-level reporting packages.
• Ad hoc analysis for the VP of Finance, CFO, and cross-functional partners.

Benefits

• Base salary range of $85,000–$115,000 depending on experience, plus an annual bonus target.
• Remote-Enabled & Flexible Hybrid-Based Working Model in our New York City Office.
• Flex PTO
• Health, Dental and Vision Insurance
• 13 Paid Holidays
• Company volunteer days

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed