Amerisure Mutual Insurance-posted 6 days ago
Full-time • Executive
Remote • Farmington Hills, MI
501-1,000 employees

Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure’s promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. With an A.M. Best “A” (Excellent) rating, Amerisure serves mid-sized commercial enterprises focused in construction, manufacturing and healthcare. Ranked as one of the top 100 Property & Casualty companies in the United States, we proudly manage nearly $1 Billion of Direct Written Premium and maintain $1.21 billion in surplus. Amerisure is recruiting for an Executive Underwriter, Special Risk to join our team. This role can sit remote in most locations in the U.S. Position Summary: Responsible for underwriting and managing a portfolio of complex Special Risk accounts leveraging loss sensitive industry expertise to drive profitable growth. Serves as a strategic partner for select agencies with the highest levels of field authority. This role is a key contributor to Amerisure’s loss-sensitive growth strategy, shaping underwriting direction and driving profitability by delivering exceptional service and contributing to Amerisure’s strategic objectives.

  • Evaluate and apply advanced underwriting judgement to price and negotiate complex loss sensitive accounts
  • Create loss sensitive programs using the Special Risk Quote application in accordance with SR Program guidance
  • Build pipeline of new loss sensitive opportunities for assigned select agencies that align with Amerisure’s risk appetite.
  • Influence and contribute to the development of loss sensitive underwriting guidelines
  • Maintain and manage a portfolio of loss sensitive renewal accounts, in alignment with our loss sensitive program, pricing and loss ratio objectives
  • Build and maintain effective relationships with select agencies to drive successful acquisition of new and desired renewal accounts.
  • Deliver loss sensitive training workshops to agencies to support producer development
  • Maintain organized and thorough underwriting documentation in accordance with Amerisure’s standards and guidelines.
  • Attain established underwriting performance metrics for both new and renewal accounts, including production goals and quote and hit ratios.
  • Partner with internal teams, such as claims and risk management, to ensure comprehensive support for agency partners.
  • Bachelor’s degree or equivalent years of experience.
  • 7 years underwriting experience in commercial middle market insurance.
  • Proven success managing a portfolio of complex accounts with demonstrated profitability
  • Deep underwriting knowledge of complex risks including loss sensitive programs
  • Strong analytical, data and problem-solving skills, including the ability to deal with ambiguity
  • High degree of business acumen with the ability to assess market conditions, competitive positioning, and portfolio performance.
  • Proficient computer skills required including Microsoft Office Suite.
  • Demonstrated successful ability to build positive partnerships and work collaboratively with cross-functional business teams.
  • Demonstrated successful ability to prioritize and multi-task various and conflicting responsibilities.
  • Excellent communication and negotiation skills with the ability to convey complex concepts clearly.
  • Ability to travel up to 15%.
  • CIC, CPCU, AU designations preferred.
  • competitive base pay
  • performance-based incentive pay
  • comprehensive health and welfare benefits
  • a 401(k) savings plan with profit sharing
  • generous paid time off programs
  • flexible work arrangements to promote work-life balance
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