Director of Risk & Analytics - Hybrid (Irvine, CA)

OneDigital•Irvine, CA

2d•$160,000 - $200,000•Hybrid

About The Position

Employee Benefits is the core of our business and at our heart we are a people-focused organization. Every day, we help over 100,000 employers give their employees peace of mind by providing health, pharmacy, long and short-term disability, vision, dental and other insurance solutions. What makes us unique is that we can surround our clients with more services and more technology-based tools and a team of advisors that simply cares more than anyone else. If you want a career giving people the reassurance that they can have access to the health care they need for themselves and their loved ones, join OneDigital. Our Newest Opportunity: The Director of Risk & Analytics for Southern California is responsible for leading the strategy, delivery, and evolution of risk, actuarial, and analytics capabilities for OneDigital’s Southern California Employee Benefits practice. This role sits at the intersection of data, strategy, and client impact and plays a critical role in how we retain clients, win new business, and scale our practice. The Director serves as a market-facing leader and trusted advisor, actively participating in client and prospect meetings as needed, and partnering closely with producers, consultants, and market leadership to translate complex analytics into clear, actionable insight. While this role leverages national tools and Centers of Excellence, accountability is firmly rooted in SoCal market execution, outcomes, and adoption as we build the next phase of growth.

Requirements

Advanced analytical and financial modeling expertise, including multi-year projections, funding comparisons, and risk modeling.
Deep knowledge of health insurance, self-funded plans, medical stop loss, and employee benefits.
Demonstrated experience modeling and advising on alternative funding strategies, including: ICHRA and other account-based benefit models Medical stop loss captives Reference-based pricing and value-based reimbursement approaches Level-funded and hybrid funding arrangements
Ability to clearly articulate financial, operational, and employee experience tradeoffs across funding strategies.
Strong operational mindset with the ability to scale delivery without sacrificing quality.
Exceptional written and verbal communication skills, with the ability to present complex technical concepts to executive audiences.
Strong consultative presence in client- and prospect-facing settings.
Proven ability to influence in a matrixed organization.
Strong project management, problem-solving, and prioritization skills.
Bachelor’s degree or equivalent experience required
10+ years of related experience in health benefits, analytics, actuarial, or risk-related roles
5+ years leading people, projects, or complex client work
Advanced proficiency in Microsoft Excel and PowerPoint required
Life & Health insurance license preferred

Nice To Haves

Operational or practice leadership experience strongly preferred

Responsibilities

Market Leadership & Strategy Owns and leads the SoCal Risk & Analytics strategy, aligned to local client needs, renewal complexity, and growth priorities.
Serves as the senior analytics and risk leader for the SoCal Employee Benefits practice.
Partners with market leadership to drive client retention, new business growth, and margin expansion through analytics-enabled strategy.
Client & Prospect Engagement Actively participates in client and prospect meetings, particularly for complex renewals, high-risk populations, funding strategy discussions, and growth opportunities.
Serves as a trusted advisor to HR, finance, producers, and consultants by translating complex data into clear, executive-ready insights.
Supports strategic client relationships, competitive pursuits, and marquee presentations as needed.
Client Delivery & Advisory Leads and oversees advanced analytics delivery for SoCal clients, including: Health & welfare financial modeling, projections, and cost-driver analysis Plan design and employee contribution modeling Benchmarking and multi-year financial forecasting Funding strategy evaluation, including self-funded, level-funded, and alternative funding arrangements (e.g., ICHRA, captives, reference-based pricing)
Evaluates and compares traditional and alternative funding strategies to optimize cost, risk, and long-term sustainability.
Provides analytical and financial guidance to support renewal positioning, carrier discussions, and client decision-making.
Oversees and supports block renewal negotiations with carrier partners in alignment with each client’s overall benefits strategy.
Stop Loss Strategy Serves as the SoCal leader for stop loss strategy, in partnership with OneDigital’s Stop Loss Center of Excellence.
Ensures competitive, well-structured stop loss placements aligned with client funding strategies, including captives, reference-based pricing arrangements, and ICHRA-compatible solutions.
Provides guidance on claims trends, market dynamics, carrier performance, and risk tradeoffs across alternative funding approaches.
Team Leadership & Development Leads and develops SoCal-based analytics and risk talent through direct leadership.
Coaches team members on technical excellence, business acumen, and consultative delivery.
Supports hiring, onboarding, performance management, and succession planning for market analytics roles.
Operational Excellence, Scale & National Partnership Designs and refines scalable analytics delivery models to support consistent, high-quality execution as the practice grows.
Establishes capacity models, delivery standards, and workflow expectations for the SoCal market.
Serves on internal national committees and working groups, acting as a liaison between the SoCal market and national analytics teams.
Drives adoption and effective use of analytics tools, services, and enterprise solutions across the SoCal Employee Benefits practice.
Continuous Improvement & Communication Gathers and synthesizes feedback from clients, consultants, and producers to continuously improve analytics offerings and delivery.
Communicates analytics capabilities, updates, and best practices across the SoCal Employee Benefits practice.
Partners with national teams to ensure alignment between enterprise solutions and evolving local market needs.