Director of Portfolio Management

Glacier Bancorp, Inc.•Pleasant Grove, UT

10h•Onsite

About The Position

Altabank, Division of Glacier Bank, is looking for a Full-time Director of Portfolio Management for our Pleasant Grove Service Center branch. Summary In partnership with loan and executive officers ensures the credit department controls the risk profile of the Bank and meets strategic, service and growth plans. Ensures established policies and procedures are followed. Trains, directs, develops and supervises staff. Ensures that internal/external customers are promptly and professionally served. Ensures open communication is occurring with all loan staff of the Bank. Fosters an atmosphere of professionalism, trust and caring. Responsible for the management and performance of direct reports.

Requirements

Five to ten years of similar or related experience.
A college degree or equivalent combination of education and experience.
Three years or more of experience with credit systems.
Excellent financial analysis abilities.
Excellent organizational and management skills.
A significant level of trust and diplomacy is required to be an effective subject matter expert in the position. In-depth dialogues, conversations, and explanations with customers, direct and indirect reports and outside vendors of a sensitive and/or highly confidential nature is a normal part of the day-to-day experience. Communications can involve motivating, influencing, education, and/or advising others on matters of significance.
Expert use of Microsoft Word and Excel is required.
Must possess ability to prepare written reports and present formal presentations.
Courtesy, customer service, and tact are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation.
Strong supervisory, compliance, and leadership skills.
Strong interpersonal and problem solving skills.
Strong verbal and written communication skills.
Strong and proficient use of Microsoft computer applications to include Word, Excel and Access.
Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization.
Employee must be capable of regular, reliable, and timely attendance.
Ability to adapt to change (e.g. shifting priorities, demands, and timelines) through time management, analytical, and problem-solving skills.

Responsibilities

Manage direct reports to maximize productivity, efficiency, and the potential of the human assets of the company, including: hiring, directing job assignments, monitoring staff performance, coaching, counseling, training, assuring compliance with regulatory requirements and organizational mission, values, policies and work rules. Appraise performance and provide recommendations for staff compensation, promotion, and termination, as appropriate.
Provides guidance to team members as they complete credit memos to ensure adequate enforceability of company's position for new and existing loans reviewed. Analyzes current financial position of customer to determine the degree of risk involved in extending credit, reviews with lending officer, and prepares written summary to be presented to committee meetings for approval.
Manages the spreading process and develops training and guidance for financial statement and tax return analysis
Provides ongoing training and guidance on the loan origination system input, including risk grade, collateral, covenants, TPEs, and conditions.
Lead or assist with projects that will consist primarily of credit administration issues and may relate to possible changes in policies and procedure, possible changes as a result of examiner or auditor recommendations, peer group analysis, market studies, changes in compliance and regulations, software upgrades, monitoring of industry or borrower concentrations, risk assessments, and feasibility studies for efficiency gains such as out-sourcing, in-sourcing, centralization of duties/staff, etc.
Develops processes for efficient portfolio management including bank wide covenant monitoring, Annual Loan Reviews, Problem Loan Reports, and other credit reports.
Work with HR to post open positions, review applicants, schedule and lead interviews with Senior Credit Risk Officer.
Manage PTO and timesheets of assigned analysts.
Coordinate and provide input on annual performance reviews and meet in monthly one-on-ones with assigned analyst team.
Directs, develops, motivates, hires and disciplines personnel; administers performance evaluations and recommend appropriate personnel actions; conducts ongoing review of individual development plans.
Meets regularly with staff both formally and informally to foster an atmosphere of professionalism, trust and caring.
Meets monthly with management partners to coordinate ongoing analyst activities and goals.
Continually seeks ways to improve efficiencies with productivity and meet established goals. Takes appropriate steps to correct unsatisfactory conditions. Closely monitors the improves risk controls of the Bank.
Stays current on bank policies and procedures. Updates policies, procedures, and processes annually or as needed. Analyzes software programs to meet strategic goals.
In coordination with management develops and manages to a yearly budget.
Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
Complete required bank training courses within assigned time frame(s). It is the individual learner responsibility to ensure that they understand the information given to them in each training. If the learner does not understand the information given they need to reach out to their supervisor for further clarification or additional training.
Adhere to Altabank Core Values.
Keeps management appropriately informed of area activities and of any significant problems.
Participate in Community Service and Bank sponsored activities that serve and support the mission and values of the Altabank.
Provide superior internal and external customer service: must demonstrate self-governance, courtesy and respect toward external customers as well as internal customers (all organization personnel).
Represent Altabank in a professional manner which includes a professional image, confidentiality, a positive “can-do” attitude, good attendance, punctuality, flexibility and adaptability in meeting bank and customer needs. Keep work area tidy and maintain customer privacy. Attends and participates in meetings as required.
Regular and predictable attendance in order to accomplish, among other things, in-person contact with customers.
Duties can change.