Director, FP&A – Personal Lending

Reprise Financial

11d • $165,000 - $175,000 • Remote

About The Position

The Director of FP&A at Reprise provides strategic financial leadership across the organization, delivering insights that shape decision‑making, operational efficiency, and long‑term business performance. This role reports directly to the Chief Financial Officer and partners closely with senior executives as a trusted financial advisor. You will lead the company’s planning, forecasting, and analysis for operating expenses and strategic investments, translate complex financial data into clear, actionable recommendations, strengthen resource allocation and performance, and elevate the financial narrative for executive reviews and key stakeholders.

Requirements

• Bachelor's degree in finance, accounting, or related field; MBA, CFA, CPA or advanced degree preferred but not required.
• 5+ years of FP&A or related financial experience within financial services, consumer lending, or another regulated environment.
• Proven expertise in expense forecasting, financial modeling, reporting, and operating expense management.
• Very strong proficiency in Excel, employing best practices for financial modeling and having the ability to create clean, professional PowerPoint presentations to communicate financial insights. Experience with BI tools is a plus.
• Strong strategic thinking with the ability to turn financial insights into clear, actionable recommendations.
• Executive presence and excellent communication skills for engaging senior leadership and cross‑functional teams.
• Strong project‑management abilities with a bias for execution and results.
• High judgment, integrity, and credibility in financial decision‑making.
• Solid understanding of operating expenses, accounting principles, and financial reporting best practices.
• Advanced analytical and modeling capabilities with the ability to simplify complex data for stakeholders.
• Ability to thrive in a fast‑paced environment and flex to meet tight deadlines when necessary.

Responsibilities

• Lead financial planning, forecasting, and operating expense management across the organization.
• Own, update and enhance the corporate financial model to support budgeting, forecasting, long-range planning, and strategic scenario analysis for executive leadership.
• Deliver proactive, data‑driven insights and recommendations that strengthen financial performance and optimize resource allocation.
• Build and present business cases for strategic initiatives and transactions; track results and guide follow‑up actions.
• Standardize and automate expenses, headcount, and financial reporting to improve accuracy and efficiency.
• Serve as a trusted advisor to senior leadership, providing clear guidance on financial strategy and business decisions.
• Own and communicate the operating expense narrative for executive reviews and key stakeholders.
• Forecast and monitor origination volume and loan portfolio performance, including delinquency, charge‑off, recovery, and loss trends.
• Partner with Risk/Credit on loss forecasting and assess financial impacts of underwriting or policy changes.
• Analyze unit economics (CAC, LTV, channel profitability) to guide pricing, marketing spend, and product strategy.
• Support pricing models and new product features in collaboration with Product and Risk teams.
• Assist with capital planning, liquidity forecasting, and funding strategy.
• Incorporate regulatory and compliance considerations into forecasts and financial planning.

Benefits

• Comprehensive medical, dental, and vision coverage, contributions to a Health Savings Account (HSA), and access to an Employee Assistance Program (EAP) to support your mental health and overall well-being.
• Plan ahead with our 401(k) program, featuring a Safe Harbor Match (100% of the first 3% and 50% of the next 2%).
• Recharge with accrued time off, company holidays, sick time, and 3 floating holidays—perfect for celebrating your birthday, your dog’s birthday, or just a random Tuesday!
• Our 12-week Paid Parental Leave ensures you have the time and support to focus on your family during life’s biggest moments.
• Market-driven salary and bonus opportunities ensure your hard work is recognized and rewarded.
• Stay connected and productive with a robust tech package designed to help you deliver your best every day.

What This Job Offers

• Job Type: Full-time
• Career Level: Director