Direct to Consumer Loan Originator

MIDFLORIDA Credit Union • Tampa, FL

3d • Onsite

About The Position

Why have a job when you can build a career? We are proud to be defined by the excellent service and convenience offered to our members, as well as our diverse workforce and company culture. There are many reasons to work for MIDFLORIDA, which is probably why we were voted one of Florida Trend's "Best Places To Work." MIDFLORIDA offers a positive team culture, an open door management style, a commitment to diversity, stability, competitive benefits, and a career path with a growing, successful company! Join us on our mission to improve the financial well-being of our members! Direct to Consumer Loan Originators perform the following functions: Engage with members through digital channels with company generated sales leads to enhance loan production, advertise and sale MIDFLORIDAs Mortgage products and services. Loan Originators should be expected to manage a high volume of quality, dedicated leads. Loan Originators are expected to manage their loan pipeline on a daily basis. Identify the best loan solutions for borrowers by educating them on various mortgage products, interest rates, and loan terms. Maintain accurate records of borrower interactions and loan progress in the CRM and loan origination systems. Review loan files for accuracy, completeness, and compliance with secondary market guidelines. Stay up to date with industry trends, lending regulations, and products to offer relevant and knowledgeable guidance to borrowers. Work closely with processors, originators, underwriters, and mortgage staff to facilitate timely and efficient closings. Professional and efficient communications with all departments promoting synergy. Exhibit a high degree of integrity, trustworthiness, and professionalism always. Exude a positive and professional attitude with members and partners consistently. Perform other duties as assigned.

Requirements

• 1 to 3 years’ experience with Mortgage Origination.
• Proven sales experience and strong relationship building
• Thorough understanding of Federal and State mortgage regulations.
• Proficient with Word and Excel .
• Exceptional time management skills .
• Strong multi-tasking and sound decision-making skills.
• The eligibility to meet the requirements of the SAFE Act to be registered with NMLS.
• Availability to work Monday through Friday between 8:00 AM and 8:00 PM with rotating Saturdays.
• Ability to train in Lakeland, Tampa or Sebring areas for 6-8 weeks.
• High School Diploma or equivalent is required.
• Position is “In office, NOT a remote position."

Nice To Haves

• Encompass experience Preferred.
• Construction to Permanent loan origination experience is a plus.
• Call center experience is preferred.

Responsibilities

• Engage with members through digital channels with company generated sales leads to enhance loan production, advertise and sale MIDFLORIDAs Mortgage products and services.
• Manage a high volume of quality, dedicated leads.
• Manage their loan pipeline on a daily basis.
• Identify the best loan solutions for borrowers by educating them on various mortgage products, interest rates, and loan terms.
• Maintain accurate records of borrower interactions and loan progress in the CRM and loan origination systems.
• Review loan files for accuracy, completeness, and compliance with secondary market guidelines.
• Stay up to date with industry trends, lending regulations, and products to offer relevant and knowledgeable guidance to borrowers.
• Work closely with processors, originators, underwriters, and mortgage staff to facilitate timely and efficient closings.
• Professional and efficient communications with all departments promoting synergy.
• Exhibit a high degree of integrity, trustworthiness, and professionalism always.
• Exude a positive and professional attitude with members and partners consistently.
• Perform other duties as assigned.

Benefits

• Stability
• Opportunity for growth
• Paid time off and Paid Holidays
• Tuition assistance after 6 months of service
• 401K Plan with Employer Matching
• Health, Dental, and Vision Insurance - Generous and affordable plans for employee and family
• Employee Assistance Program- No waiting period to access benefit.
• Salary and Bonuses – Bonus programs and annual appraisals with salary increase opportunities.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED