DEALER SERVICES LOAN OFFICER I

MULTIPLI FEDERAL CREDIT UNION • Jefferson City, MO

7d • $23 - $34 • Onsite

About The Position

Assists members with their consumer lending needs, analyzing loan requests and making credit decisions based on lending policy.

Requirements

• Three years to five years of similar or related experience.
• A high school education or GED.
• Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.

Responsibilities

• Analyzes submitted indirect applications to determine the degree of risk involved in extending credit or lending money. Makes decision to approve, disapprove, or forward the loan request to higher levels for decision.
• Review member applications submitted through online portal. Make decision to approve, decline, or forward for review based on policy.
• Communicate with dealer partners on applications needing more information to make an accurate determination of risk.
• Prepares and/or reviews all loan documents for completeness and accuracy.
• Explains loan and account programs to members, evaluates their needs and recommends options.
• Identifies and develops cross sell opportunities within credit union membership.
• Follows current loans to ensure compliance with terms and coordinates with collections.
• Authorize release of collateral on existing loans, changes in loan terms, waivers of payments, due date change, etc.
• Participates in sales development activities.
• Performs other job related duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED