Dealer Lending Portfolio Analyst

Toyota North America•Plano, TX

12d

About The Position

Overview Who we are Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for talented team members who want to Dream. Do. Grow. with us. An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment. To save time applying, Toyota does not offer sponsorship of job applicants for employment-based visas or any other work authorization for this position at this time. Who we’re looking for Toyota’s Dealer Lending Portfolio Management Department is looking for a passionate and highly motivated Dealer Lending Portfolio Analyst. The Dealer Lending Portfolio Analyst is responsible for all aspects of monitoring and managing a portfolio of commercial dealers. This includes building relationships with dealership personnel and acting as a liaison between them and various internal stakeholders. Utilizing reporting, trackers, and systems, the Dealer Lending Portfolio Analyst will review metrics such as line utilization, audit results, financial performance, and operating trends to proactively identify risks and coordinate the appropriate mitigation efforts. Reporting to the Dealer Lending Portfolio Management Supervisor, the person in this role will support the Dealer Lending Portfolio Management department's objective to focus on commercial loan risk management and excellent customer service to our internal and external customers.

Requirements

Bachelor’s degree, in Business Administration or a related field or progressive years of relevant work experience in a similar or related industry.
Experience in managing a portfolio of accounts.
Strong communication skills for engaging directly with customers and building lasting relationships.
Comfortable working in a dynamic environment with shifting priorities, demonstrating flexibility and adaptability.

Nice To Haves

Commercial automotive experience at a captive finance company.
Prior banking experience related to commercial lending.

Responsibilities

Collaborate with Dealer Lending Operations, Underwriting, Risk, and Field Sales to assist with collecting financial information, following up for documentation, reviewing audit performance, assessing financial performance, confirming Covenant compliance, and monitoring line utilization trends.
Act as a point of contact both internally and externally for requests and questions related to a portfolio of commercial accounts.
Work directly with dealership personnel to address issues and provide insight.
Review reports and trackers, as well as pull ad-hoc information to monitor dealership financial performance, operating trends, and security position.
Facilitate open communication channels between various internal business partners, i.e. Underwriting, Servicing, Audit, Risk, Field Sales, Legal, Treasury, etc. to drive resolutions to issues that arise related to the management of the portfolio.
Create and deliver meaningful, sustainable value to customers by anticipating needs and expectations and providing appropriate value-add solutions.

Benefits

A work environment built on teamwork, flexibility, and respect
Professional growth and development programs to help advance your career, as well as tuition reimbursement
Team Member Vehicle Purchase Discount
Toyota Team Member Lease Vehicle Program (if applicable)
Comprehensive health care and wellness plans for your entire family
Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute
Paid holidays and paid time off
Referral services related to prenatal services, adoption, childcare, schools and more
Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA)
Relocation assistance (if applicable)