Dealer Commercial Services Senior Underwriter

Santander Bank•Dallas, TX

12d•$86,250 - $145,000

About The Position

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Sr. Associate, Underwriting is responsible for managing credit risk by reviewing and properly weighing all aspects of more complex applications. The incumbent is a key resource for underwriters and loan originators for the Dealer Commercial Services business. Underwrites loans by analyzing business history, financials, and loan collateral. Maintains loan relationship with a variety of customers by structuring and discussing recommended best loan plan. Monitors department portfolio with having all financials up to date and ensuring portfolio. Reviews loan inquiries and responds to client requests in case manager is absent. Reviews past due report and notes coming due.

Requirements

Bachelor's Degree or equivalent work experience in Finance, Accounting, Management, Economics or equivalent field. - Required.
9+ Years work experience in financial analysis, structuring and underwriting commercial loans. - Required.
Commitment to excellent customer service - responds promptly to customer needs, professional interacts with customer.
Extensive decision-making and analytical skills to evaluate information, determine risks, and consider the benefits.
Communication skills, responds well to questions and demonstrates comfort with group presentations.
Proficient knowledge of Microsoft Word, Microsoft Excel, and Microsoft Outlook.
Detail Oriented.
Categorical understanding of the lending process.
Capable of preparing findings reports.
Ability to handle multiple files simultaneously.
Ability to provide leadership in the market by being a positive contributor to the team including: being a mentor to less experienced team members and embracing change.
Takes initiative on projects and assignments, seeks alternate solutions when necessary.
Self-starter with ability to work in a face paced team oriented environment.

Nice To Haves

Experience with Auto Syndications. - Preferred.
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Responsibilities

managing credit risk by reviewing and properly weighing all aspects of more complex applications
key resource for underwriters and loan originators for the Dealer Commercial Services business
Underwrites loans by analyzing business history, financials, and loan collateral
Maintains loan relationship with a variety of customers by structuring and discussing recommended best loan plan
Monitors department portfolio with having all financials up to date and ensuring portfolio
Reviews loan inquiries and responds to client requests in case manager is absent
Reviews past due report and notes coming due