Data Scientist – Commercial Banking Pricing & Profitability

City National Bank • Los Angeles, CA

6d • $87,000 - $153,000

About The Position

Responsible for leading data strategy and analytics for Commercial Banking Pricing and Profitability. This role will drive enterprise-wide alignment on profitability metrics, serve as the data steward for Finance in the Enterprise Data Warehouse, and develop advanced analytics to optimize capital performance. The ideal candidate will combine deep technical expertise in data modeling and analytics with a strong understanding of commercial banking and risk-adjusted profitability frameworks.

Requirements

• Bachelor's Degree or equivalent Finance
• 5+ years of experience in data architecture, analytics, or a related field, with expertise in commercial banking or financial services.
• 3+ years of experience with profitability metrics (RAR, RAROC).
• Strong technical skills in data modeling, ETL processes, and tools like SQL, Python, or Alteryx.
• SQL, Python, or Alteryx
• Strong knowledge on Commercial Banking loan data

Nice To Haves

• Proficiency in visualization tools (e.g., Tableau, Power BI) and advanced analytics platforms.
• Excellent communication and stakeholder management skills, with the ability to translate technical insights into actionable business strategies.
• Bachelor’s degree in Finance, Economics, Data Science, or a related field; advanced degree preferred.

Responsibilities

• Lead Commercial Profitability data alignment across the Enterprise, ensuring a single source of truth.
• Act as the data steward for Finance, governing data quality, integrity, and accessibility for profitability metrics.
• Develop reporting analytics to evaluate Line of Business segment Return on Capital performance, highlighting areas of strength and opportunity for improvement down to the relationship manager level.
• Build Asset Liability Management (ALM) data models to align Commercial loan IRR trends and forecasting, improving accuracy for Line of Business portfolios.
• Analyze large datasets to identify trends, risks, and opportunities in commercial lending and banking products.
• Create interactive dashboards and visualizations (e.g., Tableau) to communicate insights to stakeholders.
• Collaborate with Lines of Business to educate teams on profitability tools and pricing optimization strategies.

Benefits

• Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
• Generous 401(k) company matching contribution
• Career Development through Tuition Reimbursement and other internal upskilling and training resources
• Valued Time Away benefits including vacation, sick and volunteer time
• Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
• Career Mobility support from a dedicated recruitment team
• Colleague Resource Groups to support networking and community engagement

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level