Credit Solutions Specialist I

Lake Trust Credit Union • Brighton, MI

67d

About The Position

Position is responsible for reviewing past due consumer accounts to determine delinquency level and appropriate collection activity. Handle legal, bankruptcy, repossession and charge off accounts with the goal of protecting the Credit Union's interest. Process garnishments and levies to remain in federal and state compliance. Credit Solutions Specialist may be assigned specialized functions as a primary responsibility or as a back-up responsibility. Maintain positive interaction with internal and external members and ensure the experience is reflective of the spirit of our brand.

Requirements

• High School diploma (GED) required.
• Zero to two (0-2) years of collection experience preferred or / 5-years financial experience preferred
• Certified in financial counseling preferred.
• Proven ability to support a strong member/customer service culture.
• Knowledgeable of all federal and state regulations and statutes i.e., FCRA, FDCPA, SCRA, Reg. Z, Reg. P, Statute of Limitations, etc.
• Must be a tech savvy individual who has a high degree of adaptability to adjust quickly to change and priorities.

Nice To Haves

• Certified in financial counseling preferred.
• Zero to two (0-2) years of collection experience preferred or / 5-years financial experience preferred

Responsibilities

• Makes a high volume of telephone calls pre department standard to members regarding the collection of delinquent accounts/loans and negative shares.
• Work assigned, low delinquency collection queues on a weekly basis by contacting members by phone or mail to establish the reason for past due payment(s) and obtain promises to pay on past due amounts owed. Help educate members on financial responsibility.
• Issue collection letters where appropriate
• Performs the necessary follow up with members who have not met the terms of repayment.

Benefits

• Financial wellbeing services
• 401(K) matching with up to 5% match
• Reduced health insurance
• Employee wellbeing services
• DE&I initiatives
• Work-life balance
• Working with an energetic team focused on making our members wildly successful
• An opportunity to work with others that have your back every step of the way
• Opportunities to make a difference both inside and outside of our walls
• Being treated like you are more than the work you do

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: High school or GED
• Number of Employees: 251-500 employees