Credit Risk Underwriter

Fiserv•Berkeley Heights, NJ

1d•$46,000 - $72,600

About The Position

Calling all innovators - find your future at Fiserv. We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we're involved. If you want to make an impact on a global scale, come make a difference at Fiserv. About your role: You will be part of the Credit Risk Management team and create and execute credit risk strategies for financial products provided to merchants including underwriting, monitoring and potential workout scenarios.

Requirements

High School graduate/GED
3 years of experience in risk and loan underwriting financing.
3 years of experience in evaluating financial statements, and bank statements to assess credit risk.
You must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role.

Nice To Haves

Bachelor's Degree
Merchant Cash Advance experience.
High energy and drive to innovate and evolve existing products, policies and processes and effectively manage day-to-day processes.
Ability to communicate effectively and work well in a matrix environment; work closely with cross functional business partners.

Responsibilities

Leverage transaction level merchant data to power risk decisions which will involve extensive data analysis using advanced techniques on this powerful dataset to arrive at smart Risk-Return Tradeoff decisions.
Create underwriting strategies for new financial products.
Underwrite large size deals.

Benefits

Fuel Your Life program to support physical, financial, social, and emotional well-being
Paid holidays and generous time away policies
No-cost mental health support through Employee Assistance Programs
Living Proof program to recognize your peers’ extra effort with points used for rewards
Eight Employee Resource Groups to foster a collaborative culture
Unparalleled professional growth with training, development, and internal mobility opportunities
Retirement planning and discounted shares with the Employee Stock Purchase Plan
Medical, dental, vision, life, and disability insurance options available day one
Tuition assistance and reimbursement program
Paid parental, caregiver, and military leave