Credit Risk Intern (Auto)

Santander • Dallas, TX

1d • $62,400 - $83,200

About The Position

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You!
What you will gain
Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate students and/or graduate level students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in Dallas, TX.
• The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Salary: $62,400/year for an undergraduate student OR $83,200/year for a graduate student
Before applying, please keep in mind that our internship program does not offer any relocation assistance.
What we offer you
You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander. As a Credit Risk Intern, you will gain a strong foundation in credit risk management within the financial services industry. You will work alongside experienced professionals to evaluate borrower creditworthiness, analyze portfolio performance, and identify potential risk exposures. Through hands-on projects, you will contribute to enhancing risk assessment tools, refining monitoring processes, and supporting governance activities. This role will strengthen your analytical skills, deepen your understanding of credit risk frameworks, and build your ability to communicate insights effectively across teams. Responsibilities of the credit risk internship role may include but are not limited to:

Requirements

• An undergraduate student and /or graduate student with an expected graduation date between either December 2026 or May/June 2027.
• Area of Study: All majors welcome; Finance, Economics, Accounting, Statistics, Data Analytics, or related fields preferred.
• Cumulative GPA is 3.0 or above.
• Demonstrates intellectual curiosity and courage.
• Strong English communication skills both written and spoken required.
• Analytical thinkers with a strong attention to detail.
• Organized and able to manage time and multiple tasks efficiently.
• Ability to work independently on special projects.
• Ability to effectively contribute to a team environment.

Nice To Haves

• Coursework in or exposure to accounting, finance, economics, or business. (Preferred)
• Experience in Microsoft Office products. (Preferred)
• Experience in SQL server, Data Analytics. (Preferred)

Responsibilities

• Analyze credit portfolios to identify risk trends, emerging concerns, and opportunities for improvement.
• Assist in assessing borrower creditworthiness through credit quality analysis, credit scoring, and other risk assessment tools.
• Participate in various credit risk management projects and initiatives, including policy reviews, pricing initiatives, and process enhancements.
• Prepare ad hoc reports to support senior and executive management with portfolio performance updates and credit exposure analyses.
• Assist in the preparation and review of credit risk–related materials for working group and credit risk committees.
• Gain understanding of the supporting roles within internal departments including Pricing strategy, model development, dealer management, loss forecasting and operational risk.

What This Job Offers

• Career Level: Intern
• Education Level: No Education Listed
• Number of Employees: 5,001-10,000 employees