Credit Risk Intern - Onsite / Dallas

Security National Bank • Dallas, TX

1d • Onsite

About The Position

Established in 1964 in Omaha, Nebraska, our family-owned financial institution's vision is to be the best in class in meeting the evolving financial needs of our customers. Our extensive history and family-owned legacy give us a deep and genuine understanding of how to serve and treat our customers. We offer a holistic financial approach with solutions for personal, business and wealth in three markets: Iowa, Nebraska and Texas.

As a community bank, we value long-term partnerships built on trust and integrity. As an employer, we take pride in building meaningful relationships and celebrating the unique differences that define each team member; it's what makes us a stronger unit. It's one of the many reasons why creating a strong culture of empowerment, support, and opportunity is an ongoing focus.

JOB SUMMARY

This position is responsible for working alongside experienced credit officers, credit analysts and relationship managers, to contribute to real-world financial analysis and decision-making.

Requirements

• Proficient knowledge and understanding of Generally Accepted Accounting Principles (GAAP).
• Analytical skills with an understanding of financial statements and tax returns.
• Ability to learn and understand commercial and commercial real estate lending and banking regulations.
• Ability to deal effectively with individuals at all levels of the bank organization.
• Strong verbal and written communication skills.
• Time management skills and an ability to prioritize multiple tasks to meet deadlines.
• General skills and working knowledge with Microsoft Word, Excel, Outlook and Internet searches.
• Ability to complete the required training by assigned due date.
• Ability to maintain predictable and reliable attendance.
• Minimum of a Junior or Senior standing preferred currently pursuing a bachelor’s degree in Finance, Accounting, Economics, or a related field required.
• GPA of 3.0 or higher required.

Nice To Haves

• Interest in pursuing a career within commercial banking or credit risk preferred.

Responsibilities

• Assists in spreading and analyzing financial statements, tax returns, and cash flow analysis.
• Works with Director of Credit Administration and Relationship Managers to understand client needs and credit structures.
• Works with Relationship Managers and their Relationship Coordinators to collect and review periodic reporting requirements such as financial statements, borrowing base reports, and covenant calculations.
• Supports the preparation of credit memos for new and existing loan relationships.
• Assists in maintaining accurate and organized credit files and documentation.
• Helps monitor existing loan portfolios for covenant compliance.
• Assists in portfolio management and risk rating updates.
• Performs other duties as required and assigned.

What This Job Offers

• Career Level: Intern