Risk Management - Credit Risk Associate - Technology, Media, and Telecom

JPMorganChase•Plano, TX

16d

About The Position

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. As an Associate in Wholesale Credit Risk within the Technology, Media, and Telecommunications team, you will play a crucial role in managing and monitoring client credit exposures. You will collaborate with coverage and product groups to support business needs and make informed credit decisions. Your efforts will directly influence the firm's ability to balance risk-return requirements while upholding a strong culture of compliance. You will be part of a dynamic team that prioritizes exceptional partnership and the development of junior team members.

Requirements

Minimum of 3 years related experience in credit risk, either in banking or a corporate finance role.
Excellent accounting and corporate finance expertise.
BA/BAA degree required.
Completion of a major corporate bank credit training program or equivalent experience.
Strong analytical and financial modeling ability.
Solid knowledge of loan and derivative products, documentation, and structuring.
Experience negotiating legal documents associated with credit products.
Interest in client interaction.
Outstanding verbal and written communication, along with strong interpersonal skills.
Exceptional work ethic and ability to work well under pressure in a demanding environment.
Proficiency in Excel, PowerPoint, and Word software.

Nice To Haves

Expertise in industries beyond Technology, Media, and Telecommunications, such as Consumer, Retail, Healthcare, Diversified Industries, Automotive, Transportation, Aerospace, Defense, Airlines, Natural Resources, and Energy
MBA or CFA designation is a plus.

Responsibilities

Manage and monitor a portfolio of client credit exposures across various industry classes.
Take ownership of client credit needs and independently develop credit opinions.
Oversee and conduct credit analysis, seeking approval for lending and trading transactions.
Provide credit expertise in structuring new loan and derivative transactions.
Lead or assist in negotiating and executing documentation for loans and derivatives.
Stay current on all aspects of credit relationships, including exposure and compliance.
Prepare and present quarterly and annual risk reviews and tiering analyses.
Review and assign risk ratings, maintaining updated credit research on client portfolios.
Collaborate with CIB Coverage and Americas Corporate Banking on capital allocation.
Manage credit due diligence processes for clients, including capital markets transactions.
Coordinate and allocate work across credit deal teams.