Manager, Credit Risk Management

T-Mobile • Overland Park, KS

7d

About The Position

At T-Mobile, we invest in YOU! Our Total Rewards Package ensures that employees get the same big love we give our customers. All team members receive a competitive base salary and compensation package - this is Total Rewards. Employees enjoy multiple wealth-building opportunities through our annual stock grant, employee stock purchase plan, 401(k), and access to free, year-round money coaches. That’s how we’re UNSTOPPABLE for our employees! As a Manager within the Credit Risk Management team, you will be required to wear multiple hats. You must have a strong blend of analytical skills, project management, presentation skills, and ability to develop strong partnerships/relationships with key business partners. You will be leading projects or initiatives to identify new credit segmentation opportunities to drive enhancements to our credit decision process and policies. You will work closely with the Credit Risk Management team, the Financial Services organization, and corporate functional teams developing new product concepts or strategies to help manage risk. You must be able to manipulate large amounts of data, extract key insights from the data using statistical concepts, and then clearly and concisely communicate actionable recommendations based upon your insights. In many cases, you will manage projects at various stages from idea or hypothesis generation to development and implementation, including being responsible for project management plans and timelines. You will be expected to provide leadership at the concept and process level to guide projects and initiatives to completion.

Requirements

• 5+ years of quantitative analytic modeling experience or comparable process management experience.
• Bachelor’s Degree in Finance, Economics, Mathematics, Industrial Engineering, Statistics or related degree
• 3+ years of Credit or Collections risk management experience, preferably with a credit card issuer
• BA/BS in Finance, Economics, Mathematics. Statistics or related degree
• Proficiency in SAS or other statistical/analytical programming languages
• Advanced skills in Excel, Word, PowerPoint, required.
• Superior communication, organization and presentation skills

Nice To Haves

• Master’s Degree in Finance, Economics, Mathematics, Industrial Engineering, Statistics or related degree
• Basic to intermediate proficiency in SQL, C++ or Python
• Project Management experience preferred
• Wireless/Telecom experience a plus.
• Experience with credit risk decision engine software and platform solutions

Responsibilities

• Extract and analyze data from multiple disparate sources and data with varying degrees of quality
• Utilize statistical segmentation techniques to identify new opportunities
• Perform complex qualitative and quantitative analysis of credit polices to pursue specific financial and credit goals
• Develop complete business cases for new opportunities, inclusive of financial modeling and forecasts
• Develop underwriting or portfolio credit decision strategies
• Develop or contribute to the development of complex predictive analytical models (risk, loss, decision)
• Evaluate new risk products (data-only or data-driven solutions) offered by external vendors or partners
• Perform trend, regression analysis and key metric forecasting
• Superior time management skills and project management fundamentals (schedule and resourcing)

Benefits

• Employees enjoy multiple wealth-building opportunities through our annual stock grant, employee stock purchase plan, 401(k), and access to free, year-round money coaches.
• Employees in regular, non-temporary roles are eligible for an annual bonus or periodic sales incentive or bonus, based on their role.
• Most Corporate employees are eligible for a year-end bonus based on company and/or individual performance and which is set at a percentage of the employee’s eligible earnings in the prior year.
• Certain positions in Customer Care are eligible for monthly bonuses based on individual and/or team performance.
• medical, dental and vision insurance, a flexible spending account, 401(k), employee stock grants, employee stock purchase plan, paid time off and up to 12 paid holidays - which total about 4 weeks for new full-time employees and about 2.5 weeks for new part-time employees annually - paid parental and family leave, family building benefits, back-up care, enhanced family support, childcare subsidy, tuition assistance, college coaching, short- and long-term disability, voluntary AD&D coverage, voluntary accident coverage, voluntary life insurance, voluntary disability insurance, and voluntary long-term care insurance.
• eligible employees can also receive mobile service & home internet discounts, pet insurance, and access to commuter and transit programs!

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Number of Employees: 5,001-10,000 employees