Credit Review Specialist

U.S. Bank National Association • Knoxville, TN

1d • $21 - $28 • Hybrid

About The Position

This role is responsible for performing comprehensive credit analysis on existing and prospective customers and loan portfolios. The position supports sound lending decisions by evaluating financial and credit data, monitoring risk, and maintaining high credit quality across assigned accounts.

Requirements

• Bachelor's degree, or equivalent work experience
• Typically one or more years of related experience

Nice To Haves

• Basic knowledge of credit and risk analysis, economics, accounting and finance
• Strong analytical skills
• Effective verbal and written communication skills

Responsibilities

• Conduct detailed credit analyses by gathering, reviewing, and interpreting financial and credit information, including credit reports, industry research, tax returns, and related documentation.
• Input and maintain accurate credit data within tracking, reporting, and database systems.
• Prepare clear, well-documented credit analyses and reports for stakeholders responsible for new loan approvals, renewals, and extensions.
• In certain areas, independently make credit decisions within a high-volume production environment.
• Monitor customer accounts and loan portfolios to identify emerging risks, credit issues, or adverse trends.
• Support risk management efforts by proactively identifying potential credit exposure and minimizing loss.
• Build, maintain, and utilize databases and analytical tools to support portfolio analysis and reporting.
• Provide credit-related information and respond to internal or external credit inquiries as appropriate.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level