Credit Review Officer I

First Interstate • Bend, OR

2d

About The Position

The Credit Review Officer I conducts moderately complex evaluations of credit risk across various departments, markets, regions, and unique loan scenarios, ensuring adherence to departmental and professional standards. This position executes comprehensive credit review procedures, prepares accurate and well-documented reports, and effectively communicates findings and recommendations to management.

Requirements

• Demonstrates strong verbal and written communication skills.
• Able to work independently as well as collaboratively within a team environment.
• Exhibits analytical thinking, sound decision-making, and effective problem-solving abilities.
• Proficient in Microsoft Office applications (Word, Excel, Outlook, PowerPoint) and various banking systems.
• Bachelor's Degree in a related field required
• 1-3 years experience in credit review, commercial lending, credit department, and/or equivalent combination of education and experience required
• Must possess a valid driver’s license.

Nice To Haves

• Banking and/or financial services experience preferred

Responsibilities

• Serves as the Examiner-in-Charge (EIC) for credit examinations with outstandings up to $1B, leading reviews as the principal examiner.
• Plans, conducts, and/or leads moderately complex credit risk reviews across various departments, markets, regions, and unique loan scenarios, in accordance with departmental and professional standards.
• Performs credit risk reviews to identify risks, evaluate the effectiveness of internal controls, and assess compliance with policies, procedures, laws, and regulations.
• Prepares concise, well-organized working papers that accurately reflect the results of credit reviews.
• Evaluates work prepared by other team members to ensure sound loan review practices and compliance with departmental and professional standards.
• Ensures timely and budget-compliant completion of assigned Credit Review tasks.
• Drafts reports summarizing the results of credit risk reviews.
• Participates in exit meetings with department management to discuss findings and recommend corrective actions to address deficiencies and mitigate risk.
• Follows up with management to ensure appropriate resolution of Credit Review findings.
• Leads team members on assigned credit reviews or projects.
• Maintains open communication with Credit Review clients throughout the review process regarding procedures, progress, and potential findings.
• Assists with the coordination and completion of external regulatory and third-party examinations.
• Stays informed of significant changes and emerging issues in the banking industry related to credit risk and regulatory requirements.
• Completes required compliance training and other relevant training related to Credit Review, compliance, and business skills.
• Performs other duties or special projects as assigned to support overall company objectives.
• Assists the Credit Review Team Manager in completing the quarterly risk assessment process.

Benefits

• Generous Paid Time Off (PTO) in addition to paid federal holidays.
• Student debt employer repayment program.
• 401(k) retirement plan with a 6% match.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 1,001-5,000 employees